239 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 239 Flatwoods Forest Loop, Santa Rosa Beach, FL 32459

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,827 sqft · built 2016
Lot Size	0.147 acres (6,403 sqft)
Owner	2 Company Names on Record
Tax Bill	$12,847 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-3S-19-25010-000-1230`

Property Details

APN / Parcel Number

Primary APN	`11-3S-19-25010-000-1230`
Alternative APNs	`11-319-25010-000-1230` `1015811`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,827 sqft Living Area
Gross Area	3,637 sqft
1st Floor Area	1,431 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	6,403 sqft (0.147 acres)
Lot Dimensions	141 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	180 sqft
Driveway	Brick Driveway
Porch	Finished Screened Porch
Porch Area	630 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	239 FLATWOODS FOREST LOOP
City	SANTA ROSA BEACH
State	FL
Zip	32459-8844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 123 NATUREWALK AT SEAGROVE PB 17 PG 34 REPLAT IN PB 18-8 OR 2844-4432 OR 3025-3240
Legal Range	019
Legal Township	03S
Legal Section	11
Legal Subdivision	SEAGROVE
Legal Block	12
Legal Lot Number	123
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1006
Census Tract	950610

Owner

Source: Walton County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 670923, DALLAS, TX 75367-0923
Owner Type	Company
Vesting	Trust, Personal Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2019	Deed of Trust, Mortgage · ARM CTC MORTGAGE COMPANY LLC
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	239 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8844
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TTL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030982994
Date	Mar 4, 2019
Book Page	3098/2994
Instrument	20190006311

Lender

Name	CTC MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33401

Agreement

Type	ARM
Amount	Amount Recorded
Term	333 Months
Due	Dec 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Dec 1, 2021
Change Frequency	Annually
Min Rate At Change	2%
Index	Other
Margin	2
Max Rate	9.62%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	239 FLATWOODS FOREST LOOP, SANTA ROSA BEACH, FL 32459-8844
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6139 STEFANI DR, DALLAS, TX 75225-1924

Mortgage

Document Number	0031752160
Date	Dec 28, 2020
Book Page	3175/2160
Instrument	20200053603

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	318 Months
Due	Jun 18, 2047

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,847.00 (-1.69%)	$1,195,665 (-13.24%) Land $294,000 Building $901,665	$1,195,665 (-13.24%) Land $294,000 Building $901,665
2024	$13,068.00 (+4.43%)
2023	$12,514.00 (+5.03%)	$1,378,076 (+7.59%) Land $292,861 Building $1,085,215	$1,378,076 (+7.59%) Land $292,861 Building $1,085,215
2022	$11,915.00	$1,280,844 Land $325,076 Building $955,768	$1,280,844 Land $325,076 Building $955,768

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 645 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,249 units insured incl. 604 condo units
Nearby Flood Claims	16 (2004–2023)
Claims Outside the SFHA	10 of 16
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Wildstar Networks Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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