Avery County property record for 239 Ferncliff Dr, Elk Park, NC 28622
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,383 sqft · built 1952 |
| Lot Size | 0.81 acres (35,284 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $15,000 (Jan 1979) |
| Tax Bill | $555 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11227 |
| Primary APN | 11227 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,383 sqft Heated Area |
| Basement Area | 1,122 sqft |
| Unfinished Basement | 1,122 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 6 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 35,284 sqft (0.81 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 728 sqft |
| Patio Area | 728 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | 11227 |
|---|---|
| Street Address | 239 FERNCLIFF DR |
| City | ELK PARK |
| State | NC |
| Zip | 28622-9045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIST:4 CITY/MUNI/TWP:CRANBERRY |
| Jurisdiction | AVERY NC |
| Township / Civil Division | ELK PARK |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 930302 |
239 Ferncliff Dr is owned and occupied by two individuals who bought it in January 1979.
Source: Avery County records, as of December 3, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 239 FERNCLIFF DR, ELK PARK, NC 28622-9045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 1979 · Amount on File |
| Deed Sale | Jan 1, 1979 · Amount on File |
| Deed Document Number | 0000117113 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AVERY NC |
| Property Address | 239 FERNCLIFF DR, ELK PARK, NC 28622-9045 |
| Document Number | 0005510575 |
| Instrument Date | Oct 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 239 FERNCLIFF DR ELK PARK NC 28622, ELK PARK, NC 28622 |
| Document Number | 0005510575 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 000551/000575 |
| Instrument | 5999 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | NEWLAND, NC 28657 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 26, 2045 |
The 2025 property tax bill for 239 Ferncliff Dr was $555.
Source: Avery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Avery County |
| Municipality | Elk Park Town |
| Unified School District | Avery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $555.00 | $79,400 Land $15,000 Building $64,400 | $79,400 Land $15,000 Building $64,400 |
| 2023 | $317.00 | $79,400 (-) Land $15,000 Building $64,400 | $79,400 (-) Land $15,000 Building $64,400 |
| 2022 | $317.00 | $79,400 Land $15,000 Building $64,400 | $79,400 Land $15,000 Building $64,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 239 Ferncliff Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (2004–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 239 Ferncliff Dr is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ELK PARK serves 495 people · EPA ID NC0106025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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