Pinellas County property record for 239 Emerald Ln, Largo, FL 33771 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,117 sqft · built 1954 |
| Lot Size | 0.217 acres (9,470 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $65,000 (Jun 2016) |
| Tax Bill | $1,066 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit May 2022 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-748-5621-2 |
| Primary APN | C62-000-748-5621-2 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,117 sqft Living Area |
| Gross Area | 1,290 sqft |
| 1st Floor Area | 1,117 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 9,470 sqft (0.217 acres) |
| Lot Dimensions | 114 ft deep x 83 ft wide |
| Porch | Open Porch |
| Porch Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R395447 |
|---|---|
| Street Address | 239 EMERALD LN |
| City | LARGO |
| State | FL |
| Zip | 33771-2626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGE GREEN SUB BLK 4, LOT 20 |
| Legal Range | 15E |
| Legal Township | 29S |
| Legal Section | 36 |
| Legal Subdivision | VILLAGE GREEN SUB |
| Legal Tract | 94104 |
| Legal Block | 4 |
| Legal Lot Number | 20 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 25416 |
Source: Pinellas County records · APN C62-000-748-5621-2
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 239 EMERALD LN, LARGO, FL 33771-2626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 23, 2025 | Deed of Trust, Mortgage · Line of Credit GROW FINANCIAL FCU |
| May 05, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GROW FINANCIAL FCU |
| Jul 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC |
| Nov 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 15, 2016 · Amount on Record |
| Deed Sale | Jun 15, 2016 · Amount on Record |
| Deed Document Number | 2016181620 |
| Deed Book / Page | 19230 / 534 |
| Prior Transfer Date | Jun 06, 2016 |
| Prior Transfer Doc | 0192300534 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 239 EMERALD LN, LARGO, FL 33771-2626 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2025 |
| Name | Verified Name |
|---|---|
| Address | 239 EMERALD LN, LARGO, FL 33771-2626 |
| Document Number | 0233361989 |
|---|---|
| Date | Oct 23, 2025 |
| Book Page | 23336/1989 |
| Instrument | 2025301616 |
| Name | GROW FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33647 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 239 EMERALD LN, LARGO, FL 33771-2626 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 239 EMERALD LN, LARGO, FL 33771-2626 |
| Document Number | 0220482202 |
|---|---|
| Date | May 05, 2022 |
| Book Page | 22048/2202 |
| Instrument | 2022142547 |
| Name | GROW FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33619 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 239 EMERALD LN, LARGO, FL 33771-2626 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2021 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC |
| Name | Verified Name |
|---|---|
| Address | 239 EMERALD LN, LARGO, FL 33771-2626 |
| Document Number | 0216382379 |
|---|---|
| Date | Jul 22, 2021 |
| Book Page | 21638/2379 |
| Instrument | 2021241235 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 239 EMERALD LN, LARGO, FL 33771-2626 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0207682153 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 20768/2153 |
| Instrument | 2019364575 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | 31362 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2049 |
Source: Pinellas County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,066.00 (+7.46%) Homeowner's exemption | $98,371 (+5.99%) | $203,407 (-1.2%) Land $132,530 Building $70,877 |
| 2024 | $992.00 (-0.9%) | ||
| 2023 | $1,001.00 (+3.41%) Homeowner's exemption | $92,815 (+3%) | $205,883 (+14.99%) Land $153,834 Building $52,049 |
| 2022 | $968.00 Homeowner's exemption | $90,112 | $179,052 Land $146,177 Building $32,875 |
Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030254161, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 17 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force 13 of 17 on primary residences |
| Nearby Flood Claims | 3 (2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2024, rainfall accumulation, Hurricane Milton |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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