239 Ellis Ave, Findlay, OH 45840 Property Records

Hancock County property record for 239 Ellis Ave, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,092 sqft · built 1980
Lot Size	0.163 acres (7,100 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Sep 2026)
Tax Bill	$1,549 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage May 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1010-014-11-031.000`

Property Details

APN / Parcel Number

Primary APN	`1010-014-11-031.000`
Alternative APN	`580000231010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	152 sqft
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	239 ELLIS AVE
City	FINDLAY
State	OH
Zip	45840-3925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARPER ADD LOT 12918
Legal Subdivision	HARPER ADD
Legal Lot Number	12918
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	5
Census Block	5014
Census Tract	400

Owner

239 Ellis Ave is owned and occupied by two individuals who bought it in September 2026.

Source: Hancock County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	239 ELLIS AVE, FINDLAY, OH 45840-3925
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIFTH THIRD BANK
May 6, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS NATIONAL BANK/BLUFFTON
Apr 29, 2026	Warranty Deed, Transfer MIDLAND TITLE, MID AM TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2026 · Amount on File
Deed Sale	Sep 2, 2026 · Amount on File
Prior Sale	Apr 29, 2026 · Amount on File
Deed Document Number	20266642
Deed Book / Page	2632 / 2471
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Sep 2, 2026
Property Address	239 ELLIS AVE, FINDLAY, OH 45840-3925
Document Number	0000006642
Book / Page	2632 / 2471
Instrument Date	Aug 26, 2026
Instrument	20266642
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 11, 2026
Title Company	FLAG CITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	239 ELLIS AVE, FINDLAY, OH 45840-3925

Mortgage

Document Number	0000006643,
Date	Sep 2, 2026
Instrument	20266643

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Recording Date	May 6, 2026
Property Address	239 ELLIS AVE, FINDLAY, OH 45840-3925
Document Number	0000003261
Book / Page	2628 / 5917
Instrument Date	May 1, 2026
Instrument	20263261
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MID AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	7430 TIMBERSTONE DR, FINDLAY, OH 45840-7359

Mortgage

Document Number	0000003261,
Date	May 6, 2026
Book Page	2628/5917
Instrument	20263261

Lender

Name	CITIZENS NATIONAL BANK/BLUFFTON

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Apr 29, 2026
Property Address	239 ELLIS AVE, FINDLAY, OH 45840-3925
Document Number	0000003013
Book / Page	2628 / 4191
Instrument Date	Apr 27, 2026
Instrument	2026.3013
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	MIDLAND TITLE, MID AM TITLE

Transaction

Amount	Amount on Record
Tax	$30,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	7430 TIMBERSTONE DR, FINDLAY, OH 45840-7359

Tax Assessment & Valuation

The 2025 property tax bill for 239 Ellis Ave was $1,549, up 7.9% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,549.00 (+7.87%) Homeowner's exemption	$50,530 (+24.98%) Land $5,860 Building $44,670	$144,370 Land $16,750 Building $127,620
2024	$1,436.00 (-0.14%)	$40,430 (-) Land $4,690 Building $35,740
2023	$1,438.00 Homeowner's exemption	$40,430 Land $4,690 Building $35,740
2022			$115,500 Land $13,400 Building $102,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 239 Ellis Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1979–2017)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 239 Ellis Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies.

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