Watauga County property record for 239 Elk Ridge Rd, Deep Gap, NC 28618 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,088 sqft · built 1983 |
| Lot Size | 2.38 acres (103,978 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $625,000 (Oct 2025) |
| Tax Bill | $1,517 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2858-88-4501-000 |
| Primary APN | 2858-88-4501-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,088 sqft Living Area |
| 1st Floor Area | 1,224 sqft |
| Basement Area | 1,224 sqft |
| Finished Basement | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 103,978 sqft (2.38 acres) |
| Patio Area | 1,062 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Account Number | 1816864 |
|---|---|
| Street Address | 239 ELK RIDGE RD |
| City | DEEP GAP |
| State | NC |
| Zip | 28618-9374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 32-36, PB 9 PG 177 |
| Legal Subdivision | ELK RIDGE |
| Legal Lot Number | 32-36 |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | ELK |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 920702 |
Source: Watauga County records · APN 2858-88-4501-000
Assessment roll updated December 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3004 WINDBERRY ST, RALEIGH, NC 27612-2215 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Oct 16, 2025 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Oct 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 16, 2025 · Amount on Record |
| Deed Sale | Oct 16, 2025 · Amount on Record |
| Prior Sale | Oct 16, 2020 · Amount on Record |
| Deed Document Number | 2025754505 |
| Deed Book / Page | 2455 / 712 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Oct 16, 2025 |
| Property Address | 239 ELK RIDGE RD, DEEP GAP, NC 28618-9374 |
| Document Number | 0024550712 |
| Book / Page | 2455 / 712 |
| Map Reference | MB 9 PG 177 |
| Instrument Date | Oct 02, 2025 |
| Instrument | 754505 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3004 WINDBERRY ST, RALEIGH, NC 27612-2215 |
| Document Number | 0000754506 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 754506 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Nov 01, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 8.25% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATAUGA NC |
| Recording Date | Oct 16, 2020 |
| Property Address | 239 ELK RIDGE RD, DEEP GAP, NC 28618-9374 |
| Document Number | 0021330027 |
| Book / Page | 2133 / 27 |
| Map Reference | MB 9 PG 177 |
| Instrument Date | Oct 12, 2020 |
| Instrument | 696773 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $704.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3921 AUSTIN RD, 3921, MONROE, NC 28112-8277 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 130 FAIRBANKS OAK ALY UNIT 3B, 3B, DANIEL ISLAND, SC 29492-8295 |
| Document Number | 696774 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 696774 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,517.00 | $348,000 (-) Land $43,300 Building $304,700 | |
| 2024 | $348,000 (-) Land $43,300 Building $304,700 | $348,000 Land $43,300 Building $304,700 | |
| 2023 | $348,000 Land $43,300 Building $304,700 |
Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899207021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 13 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force 6 of 13 on primary residences |
| Nearby Flood Claims | 4 (2024) |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Flood Events |
|
| Wildfire Risk | Moderate above 43% of the US · above 63% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,429 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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