239 E Main St, Elkton, MD 21921 Property Records

Cecil County property record for 239 E Main St, Elkton, MD 21921 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,816 sqft · built 1900
Lot Size	0.293 acres (12,763 sqft)
Owner	2 Individual Names on File
Last Sale	$103,000 (Dec 2014)
Tax Bill	$3,596 (2025)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-052168`

Property Details

APN / Parcel Number

Primary APN	`03-052168`
Alternative APNs	`3052168` `052168`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,816 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	12,763 sqft (0.293 acres)
Porch	Porch
Porch Area	240 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	052168
Street Address	239 E MAIN ST
City	ELKTON
State	MD
Zip	21921-5723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.2934 ACRE 239 EAST MAIN STREET ELKTON
Legal Subdivision	THE PRESBYTERIAN MANSE
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	2
Census Block	2015
Census Tract	30400

Owner

Source: Cecil County records · APN 03-052168

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	239 E MAIN ST, ELKTON, MD 21921-5723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 22, 2014 · Amount on Record
Deed Sale	Dec 22, 2014 · Amount on Record
Prior Sale	Aug 03, 2007 · Amount on Record
Deed Book / Page	3662 / 425
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	239 E MAIN ST, ELKTON, MD 21921-5723
Document Number	0040250232
Book / Page	004025 / 000232
Instrument Date	Feb 03, 2017
Transaction Type	Mortgage
Record Updated	Aug 07, 2017
Title Company	AMC SETTLEMENT SERVICES LLC, AMC SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	239 E MAIN ST ELKTON MD 219215723, ELKTON, MD 21921-5723

Mortgage

Document Number	0040250232
Date	Feb 15, 2017
Book Page	004025/000232

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, MN 55401

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2047

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,967 (+10.61%)	$228,900 (+14.97%) Land $63,200 Building $165,700
2025	$3,596.00 (+31.05%) Homeowner's exemption
2023	$2,744.00	$197,967	$199,100 Land $63,200 Building $135,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240150304002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1978–1999)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 1999, rainfall accumulation, Hurricane Floyd Major Disaster Declarations

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 86 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250

May also be available at this address: Verizon, T-Mobile USA, IQ Fiber Intermediate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.