239 Downing Cir, Davenport, FL 33897 Property Records

Polk County property record for 239 Downing Cir, Davenport, FL 33897

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,908 sqft · built 1996
Lot Size	0.13 acres (5,676 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jul 2018)
Tax Bill	$2,331 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-25-12-488054-000890`

Property Details

APN / Parcel Number

Primary APN	`26-25-12-488054-000890`
Alternative APNs	`122526488054000890` `22526000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,908 sqft Living Area
Gross Area	2,322 sqft
1st Floor Area	1,908 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	5,676 sqft (0.13 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	414 sqft
Pool Area	128 sqft
Porch	Unfinished Open Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	239 DOWNING CIR
City	DAVENPORT
State	FL
Zip	33897-8523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE DAVENPORT ESTATES WEST PHASE ONE PB 96 PG 35 & 36 LOT 89
Legal Range	26E
Legal Township	25S
Legal Section	12
Legal Subdivision	LAKE DAVENPORT ESTATES WEST PHASE 01
Legal Phase	1
Legal Tract	488054
Legal Block	1
Legal Lot Number	89
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1000
Census Tract	12415

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	239 DOWNING CIR, DAVENPORT, FL 33897-8523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2018 · Amount on Record
Deed Sale	Jul 20, 2018 · Amount on Record
Prior Sale	Sep 26, 2012 · Amount on Record
Deed Document Number	2018154795
Deed Book / Page	10555 / 40
Record Updated	Sep 20, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 20, 2018
Property Address	239 DOWNING CIR, DAVENPORT, FL 33897-8523
Document Number	0105550040
Book / Page	010555 / 000040
Instrument Date	Jul 10, 2018
Instrument	154795
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	INTEGRITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 DOWNING CIR DAVENPORT FL 338978523, DAVENPORT, FL 33897-8523

Mortgage

Document Number	105550042
Date	Jul 20, 2018
Book Page	010555/000042
Instrument	154796

Lender

Name	CENTRAL BK
Type	Bank
Address	TAMPA, FL 33647

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,331.00 (-15.73%) Homeowner's exemption	$220,521 (+5.99%)	$310,956 (+2.84%) Land $50,000 Building $260,956
2023	$2,766.00 (+3.63%) Homeowner's exemption	$208,064 (+3%)	$302,371 (+17.03%) Land $48,000 Building $254,371
2022	$2,669.00 Homeowner's exemption	$202,004	$258,372 Land $40,000 Building $218,372

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20