Otsego County and Edmeston Town property record for 239 Cross Rd, Edmeston, NY 13335 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,106 sqft · built 2007 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Oct 2021) |
| Tax Bill | $4,341 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 362800 108.00-1-1.33 |
| Primary APN | 362800 108.00-1-1.33 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,106 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Upper Floors Area | 702 sqft |
| Basement Area | 918 sqft |
| Finished Basement | 918 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Detached |
| Garage Area | 670 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 160 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 205407 |
|---|---|
| Street Address | 239 CROSS RD |
| City | EDMESTON |
| State | NY |
| Zip | 13335-2611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 1.033 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | EDMESTON |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 590401 |
Source: Otsego County and Edmeston Town records · APN 362800 108.00-1-1.33
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 239 CROSS RD, EDMESTON, NY 13335-2611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 07, 2021 | Deed, Transfer · Stand-Alone First Mortgage M & T BANK |
| Nov 13, 2020 | Deed of Trust, Mortgage · Conventional with PMI NBT BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 07, 2021 · Amount on Record |
| Deed Sale | Oct 07, 2021 · Amount on Record |
| Deed Document Number | 20215590 |
| Prior Transfer Date | Jul 21, 2006 |
| Prior Transfer Doc | 1095001039 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Oct 07, 2021 |
| Property Address | 239 CROSS RD, EDMESTON, NY 13335-2611 |
| Document Number | 590 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 2021-5590 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1916 BRADFORD AVE, UTICA, NY 13501-5604 |
| Document Number | 591 |
|---|---|
| Date | Oct 07, 2021 |
| Instrument | 2021-5591 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 239 CROSS RD, EDMESTON, NY 13335-2611 |
| Document Number | 0000005216 |
| Instrument Date | Nov 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2020 |
| Title Company | COOPER COUNTRY ABSTRACT, COOPER CNTRY ABS |
| Name | Verified Name |
|---|---|
| Address | 239 CROSS RD EDMESTON NY 133352611, EDMESTON, NY 13335-2611 |
| Document Number | 0000005216 |
|---|---|
| Date | Nov 19, 2020 |
| Instrument | 5216 |
| Name | NBT BK |
|---|---|
| Type | Bank |
| Address | NORWICH, NY 13815 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 18, 2050 |
Source: Otsego County and Edmeston Town records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Edmeston Town |
| Unified School District | Edmeston Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,341.00 | $269,900 (+238.64%) Land $16,700 Building $253,200 | $269,900 (+39.49%) Land $16,700 Building $253,200 |
| 2023 | $79,700 Land $6,900 Building $72,800 | $193,494 Land $16,752 Building $176,742 |
Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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