239 Cherry Ln, Frankfort, KY 40601 Property Records

Franklin County property record for 239 Cherry Ln, Frankfort, KY 40601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba
Lot Size	0.302 acres (13,161 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Mar 2022)
Tax Bill	$1,915 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Oct 2021 Foreclosure + 3 more
Flood Zone	Zone X (minimal risk)
APN	`038-20-02-026.00`

Property Details

APN / Parcel Number

Primary APN	`038-20-02-026.00`
Alternative APNs	`74748` `76163`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,161 sqft (0.302 acres)
View / Lot	Flood Plain/Flood Zone
Driveway	Asphalt Driveway
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	76163
Street Address	239 CHERRY LN
City	FRANKFORT
State	KY
Zip	40601-8130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FARMDALE IV LOT 159
Legal Subdivision	FARMDALE IV
Legal Phase	1V
Legal Lot Number	159
Jurisdiction	FRANKLIN KY
Township / Civil Division	FRANKFORT
Census Block Group	3
Census Block	3006
Census Tract	71001

Owner

239 Cherry Ln is owned and occupied by an individual who bought it in March 2022.

Source: Franklin County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	239 CHERRY LN, FRANKFORT, KY 40601-8130
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP
Oct 4, 2021	Foreclosure · Line of Credit BP FUNDING GROUP LLC
Mar 3, 2016	Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP
Jul 14, 2005	Deed, Transfer FIRST FEDERAL SAVINGS BANK OF FRANKFORT
Apr 19, 2005	Commissioner's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2022 · Amount on File
Deed Sale	Mar 18, 2022 · Amount on File
Prior Sale	Mar 3, 2016 · Amount on File
Deed Document Number	2022659733
Deed Book / Page	610 / 629
Record Updated	Jun 8, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Mar 18, 2022
Property Address	239 CHERRY LN, FRANKFORT, KY 40601-8130
Document Number	00D610/629
Book / Page	D610 / 629
Map Reference	MB 2 PG 55&56
Instrument Date	Mar 3, 2022
Instrument	659733
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4101 TATES CREEK CENTRE DR STE 150, 150, LEXINGTON, KY 40517-3096

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 CHERRY LN, FRANKFORT, KY 40601-8130

Mortgage

Document Number	0000659734
Date	Mar 18, 2022
Instrument	659734

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

October 2021: Foreclosure

Document Type	Foreclosure
Jurisdiction	FRANKLIN KY
Recording Date	Oct 4, 2021
Property Address	239 CHERRY LN, FRANKFORT, KY 40601-8130
Document Number	00D606/810
Book / Page	D606 / 810
Map Reference	MB 2 PG 55&56
Instrument Date	Sep 30, 2021
Instrument	535832
Transaction Type	Foreclosure
Record Updated	Mar 27, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	238 CHERRY LN, FRANKFORT, KY 40601-8128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4101 TATES CREEK CENTRE DR STE 150, 150, LEXINGTON, KY 40517-3096

Mortgage

Document Number	0000535833
Date	Oct 4, 2021
Instrument	535833

Lender

Name	BP FUNDING GROUP LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Sep 30, 2022

March 2016: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Mar 3, 2016
Property Address	239 CHERRY LN, FRANKFORT, KY 40601-8130
Document Number	00D560/001
Book / Page	D560 / 001
Map Reference	MB2 PG55&56
Instrument Date	Feb 26, 2016
Instrument	441919
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	CAPITAL TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	494 MILES LN, BAGDAD, KY 40003-8033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 CHERRY LN, FRANKFORT, KY 40601-8130

Mortgage

Document Number	0000441920
Date	Mar 3, 2016
Instrument	441920

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2046

Mortgage

Document Number	0M1370/702
Date	Mar 3, 2016
Book Page	M1370/702
Instrument	441921

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2026

July 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN KY
Recording Date	Jul 14, 2005
Property Address	239 CHERRY LN, FRANKFORT, KY 40601-8130
Document Number	00D484/068
Book / Page	D484 / 068
Map Reference	MB2 PG55&56
Instrument Date	Jul 8, 2005
Instrument	285722
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$93.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	157 ECHO SPRINGS DR, FRANKFORT, KY 40601-9784

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 CHERRY LN, FRANKFORT, KY 40601-8130

Mortgage

Document Number	00M970/281
Date	Jul 14, 2005
Book Page	M970/281
Instrument	285723

Lender

Name	FIRST FEDERAL SAVINGS BANK OF FRANKFORT
Address	FRANKFORT, KY 40602

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2035

April 2005: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	FRANKLIN KY
Recording Date	Apr 19, 2005
Property Address	239 CHERRY LN, FRANKFORT, KY 40601-8130
Document Number	00D482/015
Book / Page	D482 / 015
Map Reference	MB2 PG55&56
Instrument Date	Mar 30, 2005
Instrument	282062
Transaction Type	Foreclosure
Record Updated	Mar 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	157 ECHO SPRINGS DR, FRANKFORT, KY 40601-9784

Tax Assessment & Valuation

The 2025 property tax bill for 239 Cherry Ln was $1,915.

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,915.00	$159,900 Land $15,000 Building $144,900	$159,900 Land $15,000 Building $144,900
2023	$1,910.00 (+40.34%)	$159,900 (+39.04%)	$159,900 (+39.04%)
2022	$1,361.00	$115,000	$115,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 239 Cherry Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (2021)
Most Recent Claim	Aug 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 239 Cherry Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FARMDALE WATER DISTRICT serves 8,203 people · EPA ID KY0370128
Water Source	Purchased surface water from FRANKFORT PLANT BOARD
Last State Inspection	Apr 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frankfort Plant Board Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

239 Cherry Ln, Frankfort, KY 40601 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2022: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2021: Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2016: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

July 2005: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2005: Commissioner's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Cherry Ln

Nearby Streets

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