239 Cape Harbour Loop, Unit 107, Bradenton, FL 34212 Property Records

Manatee County property record for 239 Cape Harbour Loop, Unit 107, Bradenton, FL 34212

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,200 sqft · built 2006
Lot Size	2.19 acres (95,666 sqft)
Owner	2 Individual Names on File
Last Sale	$196,500 (Jul 2021)
Tax Bill	$2,552 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`11024-0855-9`

Property Details

APN / Parcel Number

Primary APN	`11024-0855-9`
Alternative APN	`3418261102408559`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Units	9 Units
Stories	2 Stories
Building Area	1,200 sqft Living Area
1st Floor Area	600 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2011
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	95,666 sqft
View / Lot	End Unit

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	239 CAPE HARBOUR LOOP, 107
City	BRADENTON
State	FL
Zip	34212-2125
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-MU
Legal Description	UNIT 1907 BLDG 19 THE TOWNHOMES AT LIGHTHOUSE COVE III A CONDO; LESS 1/16 INTEREST IN OIL & MINERAL RIGHTS DESC IN DB 240/45 & DB 239/369. PI#11024.0855/9
Legal Range	18E
Legal Township	34S
Legal Section	26
Legal Subdivision	THE TOWNHOMES AT LIGHTHOUSE COVE III
Legal Tract	01102402
Legal Block	19
Legal Lot Number	1907
Legal Unit	1907
Jurisdiction	MANATEE FL
Township / Civil Division	MYAKKA CITY
Census Block Group	4
Census Block	4008
Census Tract	2025

Owner

239 Cape Harbour Loop, Unit 107 is owned and occupied by two individuals who bought it in July 2021.

Source: Manatee County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	239 CAPE HARBOUR LOOP, 107, BRADENTON, FL 34212-2125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Line of Credit LEAD BANK
Jul 21, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 15, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2021 · Amount on File
Deed Sale	Jul 21, 2021 · Amount on File
Prior Sale	May 15, 2020 · Amount on File
Deed Document Number	202196602
Prior Transfer Date	Oct 27, 2011
Prior Transfer Doc	0002967769
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Recording Date	Sep 4, 2026
Property Address	239 CAPE HARBOUR LOOP, 107, BRADENTON, FL 34212-2125
Document Number	0000103499
Instrument Date	Aug 18, 2026
Instrument	2026103499
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 CAPE HARBOUR LOOP, 107, BRADENTON, FL 34212-2125

Mortgage

Document Number	0000103499,
Date	Sep 4, 2026
Instrument	2026103499

Lender

Name	LEAD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Aug 18, 2046

Interest

Max Rate	-1%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jul 21, 2021
Property Address	239 CAPE HARBOUR LOOP UNIT 107, 107, BRADENTON, FL 34212-2125
Document Number	0041096602
Map Reference	MB 2113 PG 6788
Instrument Date	Jul 21, 2021
Instrument	202141096602
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	WR TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,375.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1255 BAYLY ST #21072107, 21072107, ONTARIO XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 CAPE HARBOUR LOOP UNIT 107, 107, BRADENTON, FL 34212-2125

Mortgage

Document Number	0041096603
Date	Jul 21, 2021
Instrument	202141096603

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	May 15, 2020
Property Address	239 CAPE HARBOUR LOOP UNIT 107, 107, BRADENTON, FL 34212-2125
Document Number	0041049686
Instrument Date	May 14, 2020
Instrument	41049686
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,015.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1255 BAYLY ST, STE 2107

Tax Assessment & Valuation

The 2025 property tax bill for 239 Cape Harbour Loop, Unit 107 was $2,552 with a homeowner's exemption, down 3.1% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,935 (-7.6%) Building $164,935	$164,935 (-7.6%) Building $164,935
2025	$2,552.00 (-3.15%) Homeowner's exemption	$178,500 Building $178,500	$178,500 Building $178,500
2024	$2,635.00 (+1.19%)
2023	$2,604.00 (+3.01%) Homeowner's exemption	$180,611 (+3%)	$212,500 (+21.19%) Building $212,500
2022	$2,528.00 Homeowner's exemption	$175,350 Building $175,350	$175,350 Building $175,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 239 Cape Harbour Loop, Unit 107 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 239 Cape Harbour Loop, Unit 107 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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