Dakota County property record for 239 Bernard St E, West St Paul, MN 55118
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 2,964 sqft · built 1936 |
| Lot Size | 0.227 acres (9,898 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,900 (Dec 2015) |
| Tax Bill | $6,099 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 42-47300-02-200 |
| Primary APN | 42-47300-02-200 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,964 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 1959 |
| Construction Type | Wood |
| Lot Area | 9,898 sqft (0.227 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 239 BERNARD ST E |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55118-1551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAINZERS ADDITION 20 2 LOTS 18 & 19 BLK 2 & W 4 1/2 FT OF LOT |
| Legal Subdivision | MAINZERS ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 200 |
| Jurisdiction | DAKOTA MN |
| Township / Civil Division | WEST ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 60101 |
239 Bernard St E is owned and occupied by an individual who bought it in December 2015.
Source: Dakota County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 239 BERNARD ST E, SAINT PAUL, MN 55118-1551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2015 · Amount on File |
| Deed Sale | Dec 11, 2015 · Amount on File |
| Deed Document Number | 20153104885 |
| Prior Transfer Date | Nov 30, 2015 |
| Prior Transfer Doc | 0003104884 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAKOTA MN |
| Property Address | 239 BERNARD ST E, WEST SAINT PAUL, MN 55118-1551 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0003397440 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 3397440 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 305 Months |
| Due | Feb 1, 2046 |
The 2025 property tax bill for 239 Bernard St E was $6,099 with a homeowner's exemption.
Source: Dakota County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Dakota County |
| Municipality | West St. Paul City |
| Unified School District | West St. Paul-Mendota Heights-Eagan (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,099.00 | $436,900 Land $78,700 Building $358,200 | $436,900 Land $78,700 Building $358,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 239 Bernard St E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 239 Bernard St E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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