239 Belle Dr, Satsuma, FL 32189 Property Records

Putnam County property record for 239 Belle Dr, Satsuma, FL 32189

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,621 sqft · built 1978
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (Sep 2021)
Tax Bill	$4,803 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`37-11-27-2170-000.0-043.0`

Property Details

APN / Parcel Number

Primary APN	`37-11-27-2170-000.0-043.0`
Alternative APN	`7246`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	1,621 sqft Living Area
1st Floor Area	1,466 sqft
Flooring	Steel Beam

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1998
Exterior Material	Stucco
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Porch	Porch
Porch Area	444 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	7246
Street Address	239 BELLE DR
City	SATSUMA
State	FL
Zip	32189-2101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUNNS CREEK ADDITION TO SAN, M
Legal Range	27E
Legal Township	11S
Legal Section	37
Legal Subdivision	DUNNS CREEK ADDITION
Legal Lot Number	43
Jurisdiction	PUTNAM FL
Township / Civil Division	EAST PALATKA
Census Block Group	1
Census Block	1012
Census Tract	951100

Owner

239 Belle Dr is owned and occupied by an individual who bought it in September 2021.

Source: Putnam County records, as of January 12, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	239 BELLE DR, SATSUMA, FL 32189-2101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Quit Claim Deed, Transfer · Conventional Mortgage AMERIS BANK
Sep 13, 2021	Warranty Deed, Transfer OSBORNE AND SHEFFIELD TITLE SERVICES, OSBORNE & SHEFFIELD TTL SVCS
Nov 8, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 3, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2021 · Amount on File
Deed Sale	Sep 13, 2021 · Amount on File
Prior Sale	Sep 13, 2021 · Amount on File
Deed Document Number	202154020808
Deed Book / Page	1635 / 761
Record Updated	Jun 8, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM FL
Recording Date	Sep 13, 2021
Property Address	239 BELLE DR, SATSUMA, FL 32189-2101
Document Number	0016350763
Book / Page	1635 / 763
Map Reference	MB 4 PG 35
Instrument Date	Sep 9, 2021
Instrument	202154020809
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	247 VILLA VERDA RD, 247, SAINT AUGUSTINE, FL 32080-7666

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 E SUNNYSIDE BEACH RD, HAWTHORNE, FL 32640-5755

Mortgage

Document Number	0016350765
Date	Sep 13, 2021
Instrument	1635/0765

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Sep 13, 2021
Property Address	239 BELLE DR, SATSUMA, FL 32189-2101
Document Number	0016350761
Book / Page	1635 / 761
Map Reference	MB 4 PG 35
Instrument Date	Sep 9, 2021
Instrument	202154020808
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	OSBORNE AND SHEFFIELD TITLE SERVICES, OSBORNE & SHEFFIELD TTL SVCS

Transaction

Amount	Amount on Record
Tax	$3,290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	247 VILLA VERDA RD, 247, ST AUGUSTINE, FL 32080-7666

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 BELLE DR, SATSUMA, FL 32189-2101

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM FL
Recording Date	Nov 8, 2017
Property Address	239 BELLE DR, SATSUMA, FL 32189-2101
Document Number	0014891081
Book / Page	001489 / 001081
Instrument Date	Nov 5, 2017
Instrument	54019671
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7006 COUNTY ROAD 208 ST AUGUSTINE FL 320920376, ST AUGUSTINE, FL 32092-0376

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Nov 3, 2017
Property Address	239 BELLE DR, SATSUMA, FL 32189-2101
Document Number	0014881981
Book / Page	001488 / 001981
Instrument Date	Nov 1, 2017
Instrument	54019277
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7006 COUNTY ROAD 208 ST AUGUSTINE FL 320920376, ST AUGUSTINE, FL 32092-0376

Tax Assessment & Valuation

The 2025 property tax bill for 239 Belle Dr was $4,803.

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,803.00	$265,980	$265,980 Land $47,530 Building $218,450
2023	$4,364.00 (+12.45%)	$273,320 (+12.33%)	$273,320 (+12.33%) Land $47,530 Building $225,790
2022	$3,881.00	$243,320	$243,320 Land $47,530 Building $195,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 239 Belle Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	40 (2001–2024)
Claims Outside the SFHA	1 of 40
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 11 claims Hurricane Matthew, Oct 2016 · 8 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 239 Belle Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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