Schoharie County and Summit Town property record for 239 Bear Gulch Rd, Summit, NY 12175 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 980 sqft · built 1990 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $152,000 (Sep 2014) |
| Tax Bill | $6,548 (2025) |
| Deeds & Mortgages | Sep 2025 Sale Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 434800 100.4-3-38 |
| Primary APN | 434800 100.4-3-38 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 980 sqft Living Area |
| 1st Floor Area | 980 sqft 1st Floor |
| Basement Area | 980 sqft Basement |
| Finished Basement | 980 sqft Finished |
| Unfinished Basement | 980 sqft Unfinished |
| Stories | 1 Story |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 24,829 sqft (0.57 acres) |
| Lot Dimensions | 407 ft deep x 65 ft wide |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached |
| Garage Area | 832 sqft Garage |
| View / Lot | Waterfront |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 545J100185 |
|---|---|
| Street Address | 239 BEAR GULCH RD |
| City | SUMMIT |
| State | NY |
| Zip | 12175 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INCLUDES SHORE LINE VALUE |
| Legal Block | 3 |
| Legal Lot Number | 38.000 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SUMMIT |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 740500 |
Source: Schoharie County and Summit Town records · APN 434800 100.4-3-38
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 225 LAUREL LN, SYOSSET, NY 11791-1908 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2025 | Warranty Deed, Transfer |
| Aug 01, 2017 | Deed of Trust, Mortgage EVERETT FNCL INC DBA SUPREME LENDING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 08, 2014 · Amount on Record |
| Deed Sale | Sep 08, 2014 · Amount on Record |
| Deed Book / Page | 981 / 98 |
| Prior Transfer Date | Sep 03, 2010 |
| Prior Transfer Doc | 0000000905/000000024 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Sep 11, 2025 |
| Property Address | 239 BEAR GULCH RD, SUMMIT, NY 12175 |
| Document Number | 0001242/32 |
| Book / Page | 1242 / 32 |
| Instrument Date | Sep 10, 2025 |
| Instrument | 829824 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 658 ARGOSY ST, ISLIP TERRACE, NY 11752-2408 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 239 BEAR GULCH RD, SUMMIT, NY 12175 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001767/0000000207 |
|---|---|
| Date | Aug 01, 2017 |
| Book Page | 0000001767/0000000207 |
| Instrument | 000000723430 |
| Name | EVERETT FNCL INC DBA SUPREME LENDING |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 353 Months |
| Due | Jan 01, 2047 |
Source: Schoharie County and Summit Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Summit Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,548.00 (+0.57%) | $98,700 (-) Land $15,600 Building $83,100 | $256,364 (+3.9%) Land $40,520 Building $215,844 |
| 2024 | $6,511.00 (+51.88%) | $98,700 (-) Land $15,600 Building $83,100 | $246,750 (+6.88%) Land $39,000 Building $207,750 |
| 2023 | $98,700 Land $15,600 Building $83,100 | $230,877 Land $36,491 Building $194,386 | |
| 2020 | $4,287.00 |
Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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