239 Ash St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 239 Ash St, Gardner, MA 01440 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1961
Square Footage	1,040 sqft Living Area
Lot Size	10,200 sqft (0.234 acres)
Occupancy	Owner Occupied
Last Sale	$345,000 (2023)
Tax Bill	$48.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`GARD M:M27 B:8 L:44`
Alternative APN	`M:M-28 B:0032 L:0044`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,040 sqft Living Area
Gross Area	2,860 sqft Gross Area
Stories	1 Stories

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,200 sqft (0.234 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Street Address	239 ASH ST
City	GARDNER
State	MA
Zip	01440-1927
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	8
Legal Lot Number	44
Jurisdiction	GARDNER MA
Minor Civil Division	GARDNER
Census Blockgroup	2
Census Block	2001
Census Tract	707400

Owner

Source: Worcester County and Gardner City records · APN GARD M:M27 B:8 L:44

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	239 ASH ST, GARDNER, MA 01440-1927
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 28, 2023 · Amount on Record
Deed Sale	Jul 28, 2023 · Amount on Record
Deed Book / Page	69446 / 279
Record Refreshed	Jun 08, 2026

July 2023: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	GARDNER MA
Recording Date	Jul 28, 2023
Property Address	239 ASH ST, GARDNER, MA 01440-1927
Document Number	069446-279
Book / Page	69446 / 279
Instrument Date	Jul 28, 2023
Instrument	61441
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	239 ASH ST, GARDNER, MA 01440-1927
Investor	Possibly a Property Investor

Mortgage

Document Number	0000061442
Date	Jul 28, 2023
Instrument	61442

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$48.00 (-98.82%)	$339,900 (+25.66%) Land $68,600 Building $271,300	$322,050
2024	$4,055.00 (+5%)	$270,500 (+12.99%) Land $62,400 Building $208,100
2023	$3,862.00	$239,400 Land $61,500 Building $177,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.