Bonner County property record for 239 4th St, Ponderay, ID 83852
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,368 sqft · built 2022 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,158 (2026) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RPP035002224A0A |
| Primary APN | RPP035002224A0A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,368 sqft Finished Area |
| 1st Floor Area | 1,368 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,485 sqft (0.08 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 239 4TH ST |
|---|---|
| City | PONDERAY |
| State | ID |
| Zip | 83852-7009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 11-57N-2W PONDERAY REPLAT BLK 22 LOT 24A |
| Legal Range | 02W |
| Legal Township | 57N |
| Legal Section | 11 |
| Legal Subdivision | PONDERAY REPLAT |
| Legal Block | 22 |
| Legal Lot Number | 24A |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 950203 |
239 4th St is owned by a company that acquired it in February 2023.
Source: Bonner County records, as of October 19, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 205 W ANTON AVE, COEUR D ALENE, ID 83815-9348 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2023 |
| Deed Sale | Feb 10, 2023 |
| Deed Document Number | 20231016760 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | May 21, 2026 |
| Property Address | 239 4TH ST, PONDERAY, ID 83852-7009 |
| Document Number | 0001062108 |
| Instrument Date | May 21, 2026 |
| Instrument | 20261062108 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NORTHERN IDAHO TITLE, NORTH IDAHO TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 205 W ANTON AVE, COEUR D ALENE, ID 83815-9348 |
| Document Number | 0001062108, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 20261062108 |
| Name | IDAHO CENTRAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2026 property tax bill for 239 4th St was $3,158.
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Municipality | Ponderay City |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,158.00 | $441,735 (-) Land $131,375 Building $310,360 | $441,735 (-) Land $131,375 Building $310,360 |
| 2025 | $3,158.00 | $441,735 Land $131,375 Building $310,360 | $441,735 Land $131,375 Building $310,360 |
| 2023 | $818.00 | $416,073 Land $115,979 Building $300,094 | $416,073 Land $115,979 Building $300,094 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 239 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 9 units insured incl. 8 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 239 4th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 95% of Idaho |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Ting Fiber | 1,000 / 1,000 |
| Vyve Broadband Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| MountainLink Fixed Wireless | 250 / 50 |
| Intermax Networks Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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