239 1st St, Black Rock, AR 72415 Property Records

Lawrence County property record for 239 1st St, Black Rock, AR 72415

Property Summary

Property Type	Single Family Home
Details	1 ba · 936 sqft
Owner	Individual Name on Record
Last Sale	$19,000 (Dec 1997)
Tax Bill	$182 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`710-00395-000`

Property Details

APN / Parcel Number

Primary APN	`710-00395-000`
Alternative APN	`12176`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Utility Area	48 sqft
Flooring	Hardwood

Exterior

Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Metal
Garage Type	Carport
Garage Area	48 sqft
Carport	Carport
Carport Area	48 sqft
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	239 1ST ST
City	BLACK ROCK
State	AR
Zip	72415-9183
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 60' 6 & 7 & E 60' N 15' 8
Legal Subdivision	BR0180 - MATTHEW'S
Legal Block	3
Jurisdiction	LAWRENCE AR
Township / Civil Division	BLACK ROCK
Census Block Group	4
Census Block	4041
Census Tract	470200

Owner

Source: Lawrence County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	239 1ST ST, BLACK ROCK, AR 72415-9183
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Mar 9, 2018	Deed of Trust, Mortgage · Line of Credit REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 1997 · Amount on Record
Deed Sale	Dec 23, 1997 · Amount on Record
Prior Sale	Nov 18, 1997
Deed Book / Page	121 / 419
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE AR
Property Address	239 1ST ST, BLACK ROCK, AR 72415-9183
Transaction Type	Mortgage
Record Updated	Feb 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 1ST ST, BLACK ROCK, AR 72415-9183

Mortgage

Document Number	002022/294
Date	Jan 10, 2022
Book Page	2022/294

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jan 1, 2029

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE AR
Property Address	239 1ST ST, BLACK ROCK, AR 72415-9183
Transaction Type	Mortgage
Record Updated	Apr 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/02314
Date	Mar 9, 2018
Book Page	2018/02314

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 16, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Arkansas
Municipality	Black Rock City
County	Lawrence County
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,179 (-) Land $500 Building $4,679	$25,895 (-) Land $2,500 Building $23,395
2025	$182.00 (+4%) Homeowner's exemption	$5,179 (-) Land $500 Building $4,679
2024	$175.00 (+17.45%)
2023	$149.00 Homeowner's exemption	$5,179 Land $500 Building $4,679	$25,895 Land $2,500 Building $23,395

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 18, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (2008–2025)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Apr 2025 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2025 · 3 claims Severe Storms, Tornadoes, And Associated Flooding, Apr 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 71% of Arkansas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLACK ROCK WATERWORKS serves 1,807 people · EPA ID AR0000302
Water Source	Groundwater
Last State Inspection	Apr 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Empower, delivered by CECC Fiber	1,000 / 1,000

May also be available: T-Mobile.

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