2389 Willow Tree Trl, Clearwater, FL 33763 Property Records

Pinellas County property record for 2389 Willow Tree Trl, Clearwater, FL 33763

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,594 sqft · built 1976
Lot Size	0.165 acres (7,205 sqft)
Owner	2 Owner Names on File
Last Sale	$89,000 (Nov 1997)
Tax Bill	$1,802 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`C62-000-761-8798-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-761-8798-8`
Alternative APNs	`31-28-16-98726-000-0480` `162831987260000480` `R342290`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,594 sqft Heated Area
1st Floor Area	1,594 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1994
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,205 sqft (0.165 acres)
Lot Dimensions	100 ft deep x 72 ft wide
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	365 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R342290
Old Parcel Number	162831987260000480
Street Address	2389 WILLOW TREE TRL
City	CLEARWATER
State	FL
Zip	33763-1631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODGATE OF COUNTRYSIDE UNIT 2 LOT 48
Legal Range	16
Legal Township	28
Legal Section	31
Legal Subdivision	WOODGATE OF COUNTRYSIDE UNIT 2
Legal Lot Number	48
Legal Unit	2
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3001
Census Tract	26913

Owner

Source: Pinellas County records · APN C62-000-761-8798-8

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	2389 WILLOW TREE TRL, CLEARWATER, FL 33763-1631
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 17, 1997 · Amount on Record
Deed Sale	Nov 17, 1997 · Amount on Record
Deed Document Number	0990700629
Deed Book / Page	09907 / 00629
Record Updated	Jun 08, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2389 WILLOW TREE TRL, CLEARWATER, FL 33763-1631
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2389 WILLOW TREE TRL, CLEARWATER, FL 33763-1631

Mortgage

Document Number	0233880264
Date	Dec 11, 2025
Book Page	23388/264
Instrument	2025347602

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	DUNEDIN, FL 34697

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 27, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Clearwater City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,802.00 (+9.28%) Homeowner's exemption	$135,503 (+5.99%)	$386,377 (+14.31%) Land $150,035 Building $236,342
2023	$1,649.00 (+3.97%) Homeowner's exemption	$127,849 (+3%)	$338,007 (+9.42%) Land $148,689 Building $189,318
2022	$1,586.00 Homeowner's exemption	$124,125	$308,901 Land $165,925 Building $142,976

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), as of April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030269133, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	12 in force

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Frontier.

Based on FCC filings for 233 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL6520336, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CLEARWATER WATER SYSTEM serves 115,000 people
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.