2389 Valley Home Rd, Talbott, TN 37877 Property Records

Jefferson County property record for 2389 Valley Home Rd, Talbott, TN 37877

Property Summary

Property TypeMobile Home
Details2 ba · 1,620 sqft · built 1996
Lot Size1.25 acres (54,450 sqft)
OwnerIndividual Name on Record
Last Sale$100,000 (Mar 2006)
Tax Bill$783 (2025)
Deeds & MortgagesApr 2022 Mortgage
Apr 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN045026 09700

Property Details

APN / Parcel Number

Primary APN045026 09700
Alternative APN
  • 026 09700

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,620 sqft Living Area
1st Floor Area1,620 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Architectural StyleMobile/Manufactured
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area54,450 sqft (1.25 acres)
PorchOpen Porch
Porch Area432 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address2389 VALLEY HOME RD
CityTALBOTT
StateTN
Zip37877-3816
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeA-1
Legal DescriptionIVAN C JONES PROP 2
Legal SubdivisionIVAN C JONES PROP
Legal Tract2
Legal Lot Number2
JurisdictionJEFFERSON TN
Township / Civil Division9
Census Block Group2
Census Block2035
Census Tract70200

Owner

Source: Jefferson County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2389 VALLEY HOME RD, TALBOTT, TN 37877-3816
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2022Deed of Trust, Mortgage · Conventional Mortgage
GREAT OAKS BANK
Apr 3, 2018Quit Claim Deed, Transfer
CITIZENS BK & TR CO/GRAINGER C

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 13, 2006 · Amount on Record
Deed SaleMar 13, 2006 · Amount on Record
Prior SaleMar 13, 2006 · Amount on Record
Deed Document Number786683
Last Transfer DateApr 3, 2018
Transfer Doc141288
Record UpdatedJun 8, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON TN
Property Address2389 VALLEY HOME RD, TALBOTT, TN 37877-3816
Transaction TypeMortgage
Record UpdatedApr 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2389 VALLEY HOME RD, TALBOTT, TN 37877-3816

Mortgage

Document Number0001683201
DateApr 13, 2022
Book Page1683/201
Instrument22003314
Lender
NameGREAT OAKS BANK
TypeBank
AddressBEAN STATION, TN 37708
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 4, 2052
Interest
Rate TypeAdjustable Rate
Rate8.1%
Type Change DateApr 1, 2027
Change Frequency6 Months
Min Rate At Change7.5%
Max Rate At Change11.1%
IndexOther
Margin5
Max Rate14.1%

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJEFFERSON TN
Recording DateApr 3, 2018
Property Address2389 VALLEY HOME RD, TALBOTT, TN 37877-3816
Document Number141288
Book / Page001412 / 000088
Instrument DateMar 29, 2018
Instrument2323
Transaction TypeTransfer
Record UpdatedApr 10, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$140.78
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2389 VALLEY HOME RD TALBOTT TN 378773816, TALBOTT, TN 37877-3816

Mortgage

Document Number141290
DateApr 3, 2018
Book Page001412/000090
Instrument2324
Lender
NameCITIZENS BK & TR CO/GRAINGER C
AddressRUTLEDGE, TN 37861-0098
Agreement
AmountAmount Recorded
Term240 Months
DueApr 2, 2038
Interest
Rate TypeAdjustable Rate
Rate6.95%

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyJefferson County
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$783.00 (+92.38%)$52,575 (+183.04%) Land $10,650 Building $41,925
2024$210,300 (+183.04%) Land $42,600 Building $167,700
2022$407.00$18,575 Land $5,350 Building $13,225$74,300 Land $21,400 Building $52,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 68% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALPHA-TALBOTT UTILITY DISTRICT
serves 19,075 people · EPA ID TN0000014
Water SourcePurchased surface water from MORRISTOWN UTILITIES COMMISSION
Last State InspectionJul 2024
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Trilight
Fiber
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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