2389 James Ct, Imperial, CA 92251 Property Records

Imperial County property record for 2389 James Ct, Imperial, CA 92251

Property Summary

Property Type	Single Family Home
Details	2,382 sqft · built 2020
Lot Size	0.151 acres (6,576 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Oct 2020)
Tax Bill	$5,366 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`044-671-075-000`

Property Details

APN / Parcel Number

Primary APN	`044-671-075-000`
Alternative APN	`044-671-075`

Interior

Stories	2 Stories
Building Area	2,382 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	6,576 sqft (0.151 acres)
Garage Type	Attached
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Old Parcel Number	044-671-075
Street Address	2389 JAMES CT
City	IMPERIAL
State	CA
Zip	92251-8839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39 VICTORIA RANCH SUB UNIT NO 3B CITY OF IMPERIAL
Legal Subdivision	VICTORIA RANCH 03B
Legal Block	4
Legal Lot Number	39
Jurisdiction	IMPERIAL CA
Township / Civil Division	EL CENTRO
Census Block Group	4
Census Block	4001
Census Tract	11201

Owner

Source: Imperial County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2389 JAMES CT, IMPERIAL, CA 92251-8839
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 2, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Oct 2, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 6, 2019	Grant Deed, Mortgage · Line of Credit SILVERGATE BK
Jun 15, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2020 · Amount on Record
Deed Sale	Oct 2, 2020 · Amount on Record
Deed Document Number	202017794
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Recording Date	Jul 30, 2026
Property Address	2389 JAMES CT, IMPERIAL, CA 92251-8839
Document Number	0000012143
Instrument Date	Jul 25, 2026
Instrument	202612143
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2389 JAMES CT, IMPERIAL, CA 92251-8839

Mortgage

Document Number	0000012143,
Date	Jul 30, 2026
Instrument	202612143

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.49%
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	2389 JAMES CT, IMPERIAL, CA 92251-8839
Document Number	0000017795
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Nov 13, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	185 E BARBARA ST CALIPATRIA CA 92233, CALIPATRIA, CA 92233

Mortgage

Document Number	0000017795
Date	Oct 2, 2020
Instrument	17795

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Oct 2, 2020
Property Address	2389 JAMES CT, IMPERIAL, CA 92251-8839
Document Number	0000017794
Map Reference	MB 24 PG 31
Instrument Date	Sep 23, 2020
Instrument	2020017794
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2389 JAMES CT, IMPERIAL, CA 92251-8839

Mortgage

Document Number	0000017795
Date	Oct 2, 2020
Instrument	2020017795

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

December 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Dec 6, 2019
Property Address	2389 JAMES CT, IMPERIAL, CA 92251-8839
Instrument Date	Nov 25, 2019
Instrument	24877
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2089 N MARSHALL AVE EL CAJON CA 920201119, EL CAJON, CA 92020-1119

Mortgage

Document Number	0000024877
Date	Dec 6, 2019
Instrument	24877

Lender

Name	SILVERGATE BK
Type	Bank
Address	4250 EXECUTIVE SQ # 300, LA JOLLA, CA 92037-9104

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Jun 15, 2017
Property Address	2389 JAMES CT, IMPERIAL, CA 92251-8839
Document Number	0000013452
Instrument Date	Jun 9, 2017
Instrument	13452
Transaction Type	Transfer
Record Updated	Jul 3, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2089 N MARSHALL AVE EL CAJON CA 920201119, EL CAJON, CA 92020-1119

Tax Assessment & Valuation

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	Imperial City
Secondary School District	Central Union High School District (09 - 12)
Elementary School District	El Centro Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$408,507 (+6.12%) Land $66,243 Building $342,264
2025	$5,366.00 (+2.72%)
2023	$5,224.00 (+6.4%)	$384,948 Land $62,424 Building $322,524
2022	$4,910.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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