2389 Garner Rd, Hermann, MO 65041 Property Records

Gasconade County property record for 2389 Garner Rd, Hermann, MO 65041

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,155 sqft · built 1989
Lot Size4.65 acres (202,554 sqft)
OwnerIndividual Name on Record
Tax Bill$1,033 (2025)
Deeds & MortgagesOct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN06-9.0-32-0-00-007.000

Property Details

APN / Parcel Number

Primary APN06-9.0-32-0-00-007.000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,155 sqft Living Area
1st Floor Area1,155 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area202,554 sqft (4.65 acres)
Shed1 Shed
Shed Area588 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address2389 GARNER RD
CityHERMANN
StateMO
Zip65041-4506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SE NE: AC-4.65
Legal Range04W
Legal Township45N
Legal Section32
JurisdictionGASCONADE MO
Township / Civil DivisionROARK
Census Block Group1
Census Block1049
Census Tract960200

Owner

Source: Gasconade County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2389 GARNER RD, HERMANN, MO 65041-4506
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASCONADE MO
Property Address2389 GARNER RD, HERMANN, MO 65041-4506
Transaction TypeMortgage
Record UpdatedOct 17, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20182799
DateOct 1, 2018
Instrument2018-2799
Lender
NameCITIZENS BANK
TypeBank
Agreement
AmountAmount Recorded
Term111 Months
DueJan 1, 2028

Tax Assessment & Valuation

Source: Gasconade County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyGasconade County
Unified School DistrictGasconade County R-I School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$16,170 (-)$85,080 (-) Land $21,310 Building $63,770
2025$1,033.00 (+5.19%)$16,170 (+6.66%)$85,080 (+6.63%) Land $21,310 Building $63,770
2023$982.00$15,160$79,790
2022$982.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Wave Internet Technologies
Fixed Wireless
100 / 100
Sparklight
DSL
10 / 1

Cell Coverage

No cell data coverage reported

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