2389 Flora St, Cincinnati, OH 45219 Property Records

Hamilton County property record for 2389 Flora St, Cincinnati, OH 45219

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,358 sqft · built 1904
Lot Size	0.06 acres (2,657 sqft)
Owner	Individual Name on Record
Last Sale	$109,000 (Jul 2005)
Tax Bill	$4,157 (2025)
Deeds & Mortgages	May 2021 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`100-0001-0238-00`

Property Details

APN / Parcel Number

Primary APN	`100-0001-0238-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,358 sqft Living Area
1st Floor Area	992 sqft
2nd Floor Area	880 sqft
Upper Floors Area	486 sqft
Basement Area	932 sqft

Exterior

Year Built	Built 1904
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	2,657 sqft (0.06 acres)
Lot Dimensions	88 ft deep x 30 ft wide
Porch	Porch
Porch Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2389 FLORA ST
City	CINCINNATI
State	OH
Zip	45219-1230
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2389 FLORA ST 30 X 88 PT LOT 54-55 MOHAWK LAND CO OF LOT 3 D E WADES SUB
Legal Subdivision	D E WADES SUB
Legal Lot Number	54-55 55
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3003
Census Tract	2600

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2389 FLORA ST, CINCINNATI, OH 45219-1230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Dec 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2005 · Amount on Record
Deed Sale	Jul 14, 2005 · Amount on Record
Prior Sale	Aug 8, 1996 · Amount on Record
Deed Document Number	05-114149
Deed Book / Page	9986 / 00407
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2389 FLORA ST, CINCINNATI, OH 45219-1230
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064810
Date	May 25, 2021
Book Page	14425/1638
Instrument	2021-0064810

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2389 FLORA ST, CINCINNATI, OH 45219-1230
Document Number	0000001294
Instrument Date	Dec 27, 2017
Transaction Type	Mortgage
Record Updated	Mar 9, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2389 FLORA ST CINCINNATI OH 452191230, CINCINNATI, OH 45219-1230

Mortgage

Document Number	0000001294
Date	Jan 5, 2018
Book Page	013578/000957
Instrument	1294

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 4, 2038

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,157.00 (+3.13%)	$67,508 (+%) Land $14,899 Building $52,609
2024	$4,031.00 (-2.21%)	$67,507 (-) Land $14,899 Building $52,608
2023	$4,122.00 (+27.14%)	$67,507 (+41.81%) Land $14,899 Building $52,608	$192,880 (+41.81%) Land $42,570 Building $150,310
2022	$3,242.00 Homeowner's exemption	$47,604 Land $5,663 Building $41,941
2020			$136,010 Land $16,180 Building $119,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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