2389 Elna Rd, Cantonment, FL 32533 Property Records

Escambia County property record for 2389 Elna Rd, Cantonment, FL 32533

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,026 sqft · built 1990
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Jan 2022)
Tax Bill	$2,897 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-2N-30-2301-008-005`

Property Details

APN / Parcel Number

Primary APN	`31-2N-30-2301-008-005`
Alternative APN	`111079710`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,026 sqft Living Area
Gross Area	2,698 sqft
1st Floor Area	1,181 sqft
Upper Floors Area	845 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	738 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	111079710
Street Address	2389 ELNA RD
City	CANTONMENT
State	FL
Zip	32533-8154
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	S 1/2 OF BEG AT SE COR OF W 1/2 OF SE 1/4 OF NW 1/4 OF SEC N 0 DEG 10 MIN 46 SEC W ALG WLY R/W OF A COUNTY RD 1085 92/100 FT AND POB DEFLECT 89 DEG 49 MIN 14 SEC LEFT & WLY 404 94/100 FT DEFLECT 98 DEG 25 MIN 29 SEC RT 121 31/100 FT DEFLECT 81 DEG 34
Legal Range	30W
Legal Township	02N
Legal Section	31
Legal Block	5
Legal Lot Number	8
Jurisdiction	ESCAMBIA FL
Township / Civil Division	CANTONMENT
Census Block Group	3
Census Block	3010
Census Tract	3614

Owner

2389 Elna Rd is owned and occupied by an individual who acquired it in March 2022.

Source: Escambia County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2389 ELNA RD, CANTONMENT, FL 32533-8154
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Apr 27, 2022	Correction Deed NOT AVAILABLE, EXPETITLE QUALITY CLOSINGS L
Jan 4, 2022	Warranty Deed, Transfer · VA Mortgage MID-CONTINENT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2022 · Amount on File
Deed Sale	Jan 4, 2022 · Amount on File
Prior Sale	Jun 17, 2016 · Amount on File
Deed Document Number	2022883
Deed Book / Page	8696 / 646
Last Transfer Date	Mar 8, 2022
Transfer Doc	0087711332
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Recording Date	Jul 7, 2026
Property Address	2389 ELNA RD, CANTONMENT, FL 32533-8154
Document Number	0000052323
Book / Page	9517 / 1028
Instrument Date	Jun 18, 2026
Instrument	202652323
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2389 ELNA RD, CANTONMENT, FL 32533-8154

Mortgage

Document Number	0000052323,
Date	Jul 7, 2026
Book Page	9517/1028
Instrument	202652323

Lender

Name	MAGNOLIA BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Apr 27, 2022
Property Address	2389 ELNA RD, CANTONMENT, FL 32533-8154
Document Number	0087711332
Book / Page	8771 / 1332
Instrument Date	Mar 8, 2022
Instrument	2022042641
Record Updated	May 12, 2022
Title Company	NOT AVAILABLE, EXPETITLE QUALITY CLOSINGS L

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	143 ALLEN ST, 143, NORFOLK, VA 23505-1370

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2389 ELNA RD, CANTONMENT, FL 32533-8154

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Jan 4, 2022
Property Address	2389 ELNA RD, CANTONMENT, FL 32533-8154
Document Number	0086960646
Book / Page	8696 / 646
Instrument Date	Dec 14, 2021
Instrument	2022000883
Transaction Type	Transfer
Record Updated	Jan 19, 2022
Title Company	NOT AVAILABLE, EXPETITLE QUALITY CLOSINGS L

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	143 ALLEN ST, 143, NORFOLK, VA 23505-1370

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2389 ELNA RD, CANTONMENT, FL 32533-8154

Mortgage

Document Number	0008696648
Date	Jan 4, 2022
Instrument	8696/648

Lender

Name	MID-CONTINENT FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2389 Elna Rd was $2,897 with a homeowner's exemption, up 10.9% from the year before.

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,897.00 (+10.91%) Homeowner's exemption	$239,696	$264,636 Land $24,750 Building $239,886
2024	$2,612.00 (+0.85%)
2023	$2,590.00 (+2.45%) Homeowner's exemption	$226,157 (+3%)	$241,418 (+9.95%) Land $15,950 Building $225,468
2022	$2,528.00 Homeowner's exemption	$219,570	$219,570 Land $15,950 Building $203,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2389 Elna Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1995–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 1998 · Hurricane Georges

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2389 Elna Rd is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTAGE HILL WATER WORKS private · serves 6,737 people · EPA ID FL1170168
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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