Lake County property record for 2389 Big Point Rd, Two Harbors, MN 55616
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 776 sqft · built 1949 |
| Lot Size | 2.2 acres (95,832 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $256,810 (May 2024) |
| Tax Bill | $788 (2026) |
| Deeds & Mortgages | May 2024 Mortgage |
| APN | 29-5309-06220 |
| Primary APN | 29-5309-06220 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 776 sqft Gross Area |
| 1st Floor Area | 776 sqft |
| Utility Area | 282 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Wood |
| Lot Area | 95,832 sqft (2.2 acres) |
| Garage Type | Mixed |
| Garage Area | 784 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Slab |
| Porch Area | 48 sqft |
| Deck Area | 80 sqft |
| Lean-To | 50 sqft |
| Sauna | Sauna |
| Total Buildings | 3 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 2389 BIG POINT RD |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-2044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 400FT OF W 220FT OF E 550FT OF LOT 1 |
| Legal Range | 09W |
| Legal Township | 53N |
| Legal Section | 06 |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | SILVER CREEK |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 370102 |
2389 Big Point Rd is owned and occupied by two individuals who bought it in May 2024.
Source: Lake County records, as of October 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2389 BIG POINT RD, TWO HARBORS, MN 55616-2044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2024 · Amount on File |
| Deed Sale | May 1, 2024 · Amount on File |
| Deed Document Number | 20241643946 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 2389 BIG POINT RD, TWO HARBORS, MN 55616-2044 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | A000204066 |
|---|---|
| Date | May 2, 2024 |
| Instrument | A000204066 |
| Name | US BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2054 |
The 2026 property tax bill for 2389 Big Point Rd was $788 with a homeowner's exemption, up 8.8% from the year before.
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| County Subdivision | Silver Creek Township |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $788.00 (+8.84%) Homeowner's exemption | $233,600 Land $46,900 Building $186,700 | $233,600 Land $46,900 Building $186,700 |
| 2025 | $724.00 | ||
| 2023 | $214,700 Land $36,600 Building $178,100 | $214,700 Land $36,600 Building $178,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2389 Big Point Rd; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2389 Big Point Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
May also be available: T-Mobile, Zito Media.
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