2389 449th Ave, Wallingford, IA 51365 Property Records

Emmet County property record for 2389 449th Ave, Wallingford, IA 51365

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,541 sqft · built 1974
Lot Size	0.16 acres (6,954 sqft)
Owner	Individual Name on File
Tax Bill	$1,992 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1014476007`

Property Details

APN / Parcel Number

Primary APN	`1014476007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,541 sqft Living Area
1st Floor Area	1,344 sqft
Attic	Attic
Attic Area	336 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Asphalt
Lot Area	6,954 sqft (0.16 acres)
Lot Dimensions	114 ft deep x 61 ft wide
Garage Type	Detached
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces
Deck Area	114 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	2389 449TH AVE
City	WALLINGFORD
State	IA
Zip	51365-7506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 ANDERSON'S SUB-DIV 14 98 33
Legal Range	33W
Legal Township	98N
Legal Section	14
Legal Subdivision	ANDERSON SD
Legal Lot Number	3
Jurisdiction	EMMET IA
Township / Civil Division	HIGH LAKE
Census Block Group	2
Census Block	2207
Census Tract	70200

Owner

2389 449th Ave is owned and occupied by an individual.

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2389 449TH AVE, WALLINGFORD, IA 51365-7506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 26, 2017	Deed of Trust, Mortgage · ARM NORTHWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET IA
Property Address	2389 449TH AVE, WALLINGFORD, IA 51365-7506
Transaction Type	Mortgage
Record Updated	Jun 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202101845
Date	Nov 19, 2021
Instrument	2021-01845

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET IA
Property Address	2389 449TH AVE, WALLINGFORD, IA 51365-7506
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/11815
Date	Sep 26, 2017
Book Page	2017/11815
Instrument	2017-11815

Lender

Name	NORTHWEST BANK
Type	Bank
Address	SPENCER, IA 51301

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	1-Year CMT
Max Rate	10.2%

Tax Assessment & Valuation

The 2026 property tax bill for 2389 449th Ave was $1,992 with a homeowner's exemption.

Source: Emmet County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Emmet County
Unified School District	Graettinger-Terril Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,992.00	$179,700 (-) Land $17,900 Building $161,800	$179,700 (-) Land $17,900 Building $161,800
2025		$179,700 Land $17,900 Building $161,800	$179,700 Land $17,900 Building $161,800
2024	$1,844.00
2023		$124,800 (+24.8%) Land $17,900 Building $106,900	$124,800 Land $17,900 Building $106,900
2022	$1,282.00 Homeowner's exemption	$100,000 Land $17,900 Building $82,100
2021			$100,000 Land $17,900 Building $82,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2389 449th Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2019–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2389 449th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
River Valley Telecommunications Cooperative Fiber	500 / 500

May also be available: GigFire.

Cell Coverage

5G (outdoors only) and 4G LTE

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