23884 3rd St, Fairhope, AL 36532 Property Records

Baldwin County property record for 23884 3rd St, Fairhope, AL 36532

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,160 sqft · built 1982
Lot Size0.644 acres (28,057 sqft)
OwnerIndividual Name on File
Tax Bill$1,531 (2026)
Deeds & MortgagesNov 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN43-09-32-0-000-018

Property Details

APN / Parcel Number

Primary APN43-09-32-0-000-018
Alternative APNs
  • 240144
  • 28056

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,160 sqft Heated Area
1st Floor Area2,160 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 2006
Exterior MaterialBrick
Construction TypeWood
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area28,057 sqft (0.644 acres)
Lot Dimensions134 ft deep x 208 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number240144
Street Address23884 3RD ST
CityFAIRHOPE
StateAL
Zip36532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description208.6'X134.56' BEG AT THE INT OF N ROW OF GRAHAM ST & E ROWOF 3RD ST TH E 208.56' N 134.56 W 208.56 SE 134.56' TO POB SEC 32
Legal SubdivisionVILLAGE MONTROSE
JurisdictionBALDWIN AL
Township / Civil DivisionDAPHNE
Census Block Group3
Census Block3046
Census Tract10800

Owner

23884 3rd St is owned and occupied by an individual who acquired it in July 2006.

Source: Baldwin County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 66, MONTROSE, AL 36559-0066
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 6, 2006
Deed SaleJul 6, 2006
Prior SaleFeb 28, 2006
Deed Document Number2006985826
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALDWIN AL
Property Address23884 3RD ST, FAIRHOPE, AL 36532
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001868635
DateNov 4, 2020
Instrument1868635
Lender
NameNEW HORIZONS CU
TypeCredit Union
AddressMOBILE, AL 36652
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueNov 20, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 23884 3rd St was $1,531 with a homeowner's exemption, up 7.2% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,531.00 (+7.21%) Homeowner's exemption
2025$1,428.00$47,520 Land $24,520 Building $23,000$492,400 Land $254,100 Building $238,300
2023$1,394.00 (+25.81%) Homeowner's exemption$46,440 (+24.77%)$464,300 (+24.81%) Land $219,400 Building $244,900
2022$1,108.00 (+5.52%) Homeowner's exemption$37,220$372,000 Land $197,500 Building $174,500
2021$1,050.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23884 3rd St in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 units insured
incl. 2 condo units
Nearby Flood Claims31 (1979–2017)
Claims Outside the SFHA14 of 31
Most Recent ClaimJun 2017 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 4 claims
  • Hurricane Katrina, Aug 2005 · 3 claims
  • Severe Storms, Flooding,high Winds, Assoc With Hurr Danny, Jul 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23884 3rd St is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 87% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DAPHNE, UTILITIES BOARD OF THE
serves 33,372 people · EPA ID AL0000029
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on 3rd St

Nearby Streets

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