23883 Co Rd 49, O Brien, FL 32071 Property Records

Suwannee County property record for 23883 Co Rd 49, O Brien, FL 32071

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,025 sqft · built 2008
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,894 (2024)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-05S-14E-03660-002000`

Property Details

APN / Parcel Number

Primary APN	`25-05S-14E-03660-002000`
Alternative APN	`03660002000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,025 sqft Living Area
1st Floor Area	3,793 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2020
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Area	753 sqft

Exterior Amenities

Porch	Porch
Patio Area	980 sqft
Fence	Fence
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	03660002000
Street Address	23883 COUNTY ROAD 49
City	O BRIEN
State	FL
Zip	32071-3755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEG 5.00 ACRES COMM AT SE CORNER OF SEC; THENCE S 89 DEG 46'57W 3.75 FT TO A POINT ON W R/W OF CR 49 & POB;THENCE CONT S 89
Legal Range	14E
Legal Township	05S
Legal Section	25
Jurisdiction	SUWANNEE FL
Township / Civil Division	BRANFORD
Census Block Group	1
Census Block	1022
Census Tract	970601

Owner

23883 Co Rd 49 is owned and occupied by two individuals who acquired it in July 2008.

Source: Suwannee County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23883 COUNTY ROAD 49, O BRIEN, FL 32071-3755
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2008
Deed Sale	Jul 1, 2008
Deed Document Number	0001484304
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	23883 COUNTY ROAD 49, O BRIEN, FL 32071-3755
Document Number	0000197566
Book / Page	002014 / 000426
Instrument Date	Oct 24, 2017
Transaction Type	Mortgage
Record Updated	Nov 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23883 COUNTY ROAD 49 O BRIEN FL 320713755, O BRIEN, FL 32071-3755

Mortgage

Document Number	0000197566
Date	Nov 6, 2017
Book Page	002014/000426
Instrument	197566

Lender

Name	CAMPUS USA CU
Type	Credit Union
Address	JONESVILLE, FL 32669

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2047

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$287,559	$532,572 Land $52,375 Building $480,197
2024	$3,894.00 (+2.66%)
2023	$3,793.00 (+1.93%) Homeowner's exemption	$273,213 (+2.35%)	$468,274 (+28.84%) Land $39,750 Building $428,524
2022	$3,721.00 Homeowner's exemption	$266,933	$363,449 Land $34,500 Building $328,949

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23883 Co Rd 49 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23883 Co Rd 49 is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL · Fiber in parts of the area	100 / 3