23881 Scotia Rd, Oak Park, MI 48237 Property Records

Oakland County property record for 23881 Scotia Rd, Oak Park, MI 48237

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,068 sqft · built 1954
Lot Size	0.157 acres (6,839 sqft)
Owner	2 Individual Names on File
Last Sale	$164,000 (Aug 2019)
Tax Bill	$3,856 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`52-25-29-183-025`

Property Details

APN / Parcel Number

Primary APN	`52-25-29-183-025`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,068 sqft Living Area
1st Floor Area	1,068 sqft
Basement Area	1,068 sqft
Unfinished Basement	1,068 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Lot Area	6,839 sqft (0.157 acres)
Lot Dimensions	120 ft deep x 57 ft wide
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	23881 SCOTIA RD
City	OAK PARK
State	MI
Zip	48237-2160
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T1N, R11E, SEC 29 BEAUTIFUL IRVINGTON SUB S 5 FT OF LOT 416 & ALL OF LOTS 417 & 418
Legal Range	11E
Legal Township	01N
Legal Section	29
Legal Subdivision	BEAUTIFUL IRVINGTON SUB
Legal Lot Number	416-418
Jurisdiction	OAKLAND MI
Township / Civil Division	OAK PARK
Census Block Group	2
Census Block	2015
Census Tract	171300

Owner

23881 Scotia Rd is owned and occupied by two individuals who bought it in August 2019.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23881 SCOTIA RD, OAK PARK, MI 48237-2160
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage AFI FINANCIAL INC
Aug 29, 2019	Warranty Deed, Transfer · Conventional with PMI FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2019 · Amount on File
Deed Sale	Aug 29, 2019 · Amount on File
Prior Sale	Jan 10, 2014 · Amount on File
Deed Document Number	2019140301
Deed Book / Page	53188 / 642
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	23881 SCOTIA RD, OAK PARK, MI 48237-2160
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238B1 SCOTIA RD, OAK PARK, MI 48237

Mortgage

Document Number	0000277262
Date	Dec 18, 2021
Book Page	57195/393
Instrument	277262

Lender

Name	AFI FINANCIAL INC
Type	Mortgage Company
Address	NORTHVILLE, MI 48167

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 29, 2019
Property Address	23881 SCOTIA RD, OAK PARK, MI 48237-2160
Document Number	0000140301
Book / Page	053188 / 000642
Instrument Date	Aug 26, 2019
Instrument	140301
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,410.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	250 FIELDING ST FERNDALE MI 482202432, FERNDALE, MI 48220-2432

Mortgage

Document Number	140302
Date	Aug 29, 2019
Book Page	053188/000644
Instrument	140302

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 23881 Scotia Rd was $3,856 with a homeowner's exemption, up 1.7% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Oak Park City
Unified School District	Oak Park City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,856.00 (+1.74%) Homeowner's exemption	$106,100 Land $24,600 Building $81,500	$212,200 Land $49,200 Building $163,000
2024	$3,790.00
2023		$87,100 Land $14,900 Building $72,200	$174,200 Land $29,800 Building $144,400
2022	$3,374.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23881 Scotia Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1978–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2021 · Severe Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 23881 Scotia Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK PARK serves 29,654 people · EPA ID MI0004880
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 748 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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