Lincoln County property record for 2388 Otis Dellinger Rd, Lincolnton, NC 28092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,387 sqft · built 1960 |
| Lot Size | 3.19 acres (139,087 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (Aug 2004) |
| Tax Bill | $1,373 (2026) |
| Deeds & Mortgages | Apr 2024 Line of Credit Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3664-18-9531 |
| Primary APN | 3664-18-9531 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,387 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 139,087 sqft (3.19 acres) |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 177502 |
|---|---|
| Street Address | 2388 OTIS DELLINGER RD |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092-8178 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-T |
| Legal Description | B C BROWN LD RD1350 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | IRONTON |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 70902 |
2388 Otis Dellinger Rd is owned and occupied by two individuals who bought it in August 2004.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2388 OTIS DELLINGER RD, LINCOLNTON, NC 28092-8178 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL SAVINGS BANK OF LINCOLNTON |
| Nov 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL SAVINGS BANK OF LINCOLNTON |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2004 · Amount on File |
| Deed Sale | Aug 2, 2004 · Amount on File |
| Deed Book / Page | 1615 / 296 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 2388 OTIS DELLINGER RD, LINCOLNTON, NC 28092-8178 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2388 OTIS DELLINGER RD, LINCOLNTON, NC 28092-8178 |
| Document Number | 0003320882 |
|---|---|
| Date | Apr 30, 2024 |
| Book Page | 3320/882 |
| Instrument | 679791 |
| Name | FIRST FEDERAL SAVINGS BANK OF LINCOLNTON |
|---|---|
| Type | Bank |
| Address | LINCOLNTON, NC 28092 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 25, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 2388 OTIS DELLINGER RD, LINCOLNTON, NC 28092-8178 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3109490 |
|---|---|
| Date | Nov 22, 2021 |
| Book Page | 3109/490 |
| Instrument | 643020 |
| Name | FIRST FEDERAL SAVINGS BANK OF LINCOLNTON |
|---|---|
| Type | Bank |
| Address | LINCOLNTON, NC 28092 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2026 property tax bill for 2388 Otis Dellinger Rd was $1,373, up 1.9% from the year before.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,373.00 (+1.93%) | $196,707 (-) Land $63,026 Building $133,681 | $196,707 (-) Land $63,026 Building $133,681 |
| 2025 | $1,347.00 | $196,707 Land $63,026 Building $133,681 | $196,707 Land $63,026 Building $133,681 |
| 2023 | $1,308.00 | $196,707 Land $63,026 Building $133,681 | $196,707 Land $63,026 Building $133,681 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2388 Otis Dellinger Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2388 Otis Dellinger Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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