2388 NW Summerhill Dr, Bend, OR 97703 Property Records

Deschutes County property record for 2388 NW Summerhill Dr, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,186 sqft · built 2002
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$449,700 (May 2018)
Tax Bill	$5,810 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171125 CB 05000`

Property Details

APN / Parcel Number

Primary APN	`171125 CB 05000`
Alternative APNs	`R1001171125CB05000` `204083`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,186 sqft Living Area
1st Floor Area	1,004 sqft
2nd Floor Area	1,182 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Split Level
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Mixed
Garage Area	525 sqft
Deck Area	264 sqft

Location & Zoning

Account Number	204083
Old Parcel Number	R1001171125CB05000
Street Address	2388 NW SUMMERHILL DR
City	BEND
State	OR
Zip	97703-5293
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:29 SUBD:WESTSIDE MEADOWS SEC/TWN/RNG/MER:SEC 25 TWN 17 RNG 11 MAP REF:171125-CB
Legal Range	11E
Legal Township	17S
Legal Section	25
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	WESTSIDE MEADOWS
Legal Lot Number	29
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3028
Census Tract	1302

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2388 NW SUMMERHILL DR, BEND, OR 97703-5293
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Deed of Trust, Mortgage · Line of Credit NORTHWEST COMMUNITY CU
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOWER
May 24, 2018	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2018 · Amount on Record
Deed Sale	May 24, 2018 · Amount on Record
Prior Sale	Aug 22, 2016
Deed Document Number	2018-20855
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	2388 NW SUMMERHILL DR, BEND, OR 97703-5293
Transaction Type	Mortgage
Record Updated	Nov 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2388 NW SUMMERHILL DR, BEND, OR 97703-5293

Mortgage

Document Number	0000032739
Date	Aug 29, 2022
Instrument	2022-32739

Lender

Name	NORTHWEST COMMUNITY CU
Type	Credit Union
Address	EUGENE, OR 97401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	2388 NW SUMMERHILL DR, BEND, OR 97703-5293
Document Number	0000059210
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2388 NW SUMMERHILL DR BEND OR 977035293, BEND, OR 97703-5293

Mortgage

Document Number	0000059210
Date	Nov 4, 2020
Instrument	59210

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	May 24, 2018
Property Address	2388 NW SUMMERHILL DR, BEND, OR 97703-5293
Document Number	0000020855
Instrument Date	May 21, 2018
Instrument	2018-20855
Transaction Type	Transfer
Record Updated	Nov 28, 2022
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2388 NW SUMMERHILL DR, BEND, OR 97703-5293

Mortgage

Document Number	0000020856
Date	May 24, 2018
Instrument	2018-20856

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,810.00 (+3.94%)	$343,910 (+3%)	$809,290 (-) Land $262,930 Building $546,360
2024	$5,590.00 (+7.87%)	$333,900 (+3%)	$809,290 (-) Land $262,930 Building $546,360
2023	$5,182.00	$324,180	$809,290 Land $262,930 Building $546,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 83% of Oregon
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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