2388 Chambers Store Rd, Michie, TN 38357 Property Records

McNairy County property record for 2388 Chambers Store Rd, Michie, TN 38357

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,304 sqft · built 1964
Lot Size	1.48 acres (64,469 sqft)
Owner	Individual Name on Record
Last Sale	$181,000 (Nov 2024)
Tax Bill	$405 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Nov 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055116 00803`

Property Details

APN / Parcel Number

Primary APN	`055116 00803`
Alternative APN	`116 00803`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,304 sqft Living Area
1st Floor Area	1,304 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1990
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	64,469 sqft (1.48 acres)
Lot Dimensions	310 ft deep x 96 ft wide
Terrain	Rolling
Garage Type	Mixed
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	160 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2388 CHAMBERS STORE RD
City	MICHIE
State	TN
Zip	38357-5302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 4
Legal Subdivision	PAUL C HENSON SURV
Jurisdiction	MCNAIRY TN
Township / Civil Division	7
Census Block Group	1
Census Block	1045
Census Tract	930700

Owner

Source: McNairy County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2388 CHAMBERS STORE RD, MICHIE, TN 38357-5302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Deed of Trust, Mortgage · Line of Credit CB&S BANK INC
Nov 22, 2024	Warranty Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2024 · Amount on Record
Deed Sale	Nov 22, 2024 · Amount on Record
Prior Sale	May 4, 2016 · Amount on Record
Deed Document Number	137983
Deed Book / Page	28 / 475
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCNAIRY TN
Property Address	2388 CHAMBERS STORE RD, MICHIE, TN 38357-5302
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2388 CHAMBERS STORE RD, MICHIE, TN 38357-5302

Mortgage

Document Number	0000022592
Date	Oct 30, 2023
Book Page	22/592
Instrument	133352

Lender

Name	CB&S BANK INC
Type	Bank
Address	CORINTH, MS 38834

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 11, 2043

Interest

Rate Type	Adjustable Rate

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCNAIRY TN
Recording Date	Nov 22, 2024
Property Address	2388 CHAMBERS STORE RD, MICHIE, TN 38357-5302
Document Number	0000028475
Book / Page	28 / 475
Instrument Date	Nov 21, 2024
Instrument	137983
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$669.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2388 CHAMBERS STORE RD, MICHIE, TN 38357-5302

Mortgage

Document Number	0000137984
Date	Nov 22, 2024
Instrument	137984

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

Tax Assessment & Valuation

Source: McNairy County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	McNairy County
Unified School District	McNairy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$405.00	$25,675 (-) Land $1,350 Building $24,325
2024	$405.00	$25,675 (-) Land $1,350 Building $24,325
2023		$25,675 Land $1,350 Building $24,325
2022	$405.00		$102,700 Land $5,400 Building $97,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 68% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SELMER WATER SYSTEM serves 20,648 people · EPA ID TN0000615
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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