Burke County property record for 2387 Loretta Ln, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,961 sqft · built 2019 |
| Lot Size | 2.39 acres (104,108 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,635 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 2710328714 |
| Primary APN | 2710328714 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,961 sqft Living Area |
| 1st Floor Area | 1,961 sqft |
| Basement Area | 705 sqft |
| Unfinished Basement | 705 sqft |
| Flooring | Wood |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 104,108 sqft (2.39 acres) |
| Garage Type | Attached |
| Garage Area | 512 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 83 sqft |
| Deck Area | 340 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2387 LORETTA LN |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-5970 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 2387 LORETTA LN MORGANTON, NC 28655 |
| Legal Subdivision | LORETTA LANE SUBDIVISION |
| Jurisdiction | BURKE NC |
| Township / Civil Division | UPPER FORK |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 21302 |
2387 Loretta Ln is owned by two individuals who acquired it in December 2024.
Source: Burke County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 807 LAKE CLUB DR, NEBO, NC 28761-7775 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 13, 2024 |
| Transfer Doc | 0027810138 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 2387 Loretta Ln was $2,635, up 0.2% from the year before.
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,635.00 (+0.19%) | $384,674 (-) Land $26,718 Building $357,956 | $384,674 (-) Land $26,718 Building $357,956 |
| 2025 | $2,630.00 | $384,674 Land $26,718 Building $357,956 | $384,674 Land $26,718 Building $357,956 |
| 2023 | $2,646.00 | $384,674 Land $26,718 Building $357,956 | $384,674 Land $26,718 Building $357,956 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2387 Loretta Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2387 Loretta Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BURKE CO. WATER-SOUTH serves 5,207 people · EPA ID NC0112075 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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