23860 Seneca St, Oak Park, MI 48237 Property Records

Oakland County property record for 23860 Seneca St, Oak Park, MI 48237

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,474 sqft · built 1952
Lot Size	0.205 acres (8,930 sqft)
Owner	Individual Name on File
Last Sale	$147,000 (Jul 2023)
Tax Bill	$8,665 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-25-29-403-003`

Property Details

APN / Parcel Number

Primary APN	`52-25-29-403-003`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,474 sqft Living Area
1st Floor Area	1,250 sqft
Basement Area	1,250 sqft
Unfinished Basement	1,250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	8,930 sqft (0.205 acres)
Lot Dimensions	135 ft deep x 66 ft wide
Garage Area	478 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	361 sqft
Patio Area	221 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	23860 SENECA ST
City	OAK PARK
State	MI
Zip	48237-2263
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T1N, R11E, SEC 29 OAK PARK SUB S 66 FT OF N 168 FT OF LOT 484
Legal Range	11E
Legal Township	01N
Legal Section	29
Legal Subdivision	OAK PARK SUB
Legal Lot Number	484
Jurisdiction	OAKLAND MI
Township / Civil Division	OAK PARK
Census Block Group	3
Census Block	3007
Census Tract	171100

Owner

23860 Seneca St is owned and occupied by an individual who bought it in July 2023.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	23860 SENECA ST, OAK PARK, MI 48237-2263
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Warranty Deed, Transfer · Conventional Mortgage KAYE FINANCIAL CORP
Jul 24, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Dec 7, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2023 · Amount on File
Deed Sale	Jul 11, 2023 · Amount on File
Prior Sale	Dec 7, 1995 · Amount on File
Deed Document Number	202374490
Deed Book / Page	58725 / 598
Prior Transfer Date	Jul 7, 2023
Prior Transfer Doc	0000074490
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 11, 2023
Property Address	23860 SENECA ST, OAK PARK, MI 48237-2263
Document Number	0000074490
Book / Page	58725 / 598
Map Reference	LB 11 PG 10
Instrument Date	Jul 7, 2023
Instrument	74490
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	ABSTRACT TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,102.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4017 FOXPOINTE DR, WEST BLOOMFIELD, MI 48323-2601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23860 SENECA ST, OAK PARK, MI 48237-2263

Mortgage

Document Number	0058725601
Date	Jul 11, 2023
Instrument	58725/601

Lender

Name	KAYE FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	23860 SENECA ST, OAK PARK, MI 48237-2263
Document Number	0000144354
Book / Page	050923 / 000001
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23860 SENECA ST OAK PARK MI 482372263, OAK PARK, MI 48237-2263

Mortgage

Document Number	0000144354
Date	Aug 1, 2017
Book Page	050923/000001
Instrument	144354

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 31, 2047

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Dec 7, 2022
Property Address	23860 SENECA ST, OAK PARK, MI 48237-2263
Document Number	0000478886
Book / Page	58300 / 11
Map Reference	LB 11 PG 10
Instrument Date	Apr 19, 2002
Instrument	478886
Transaction Type	Transfer
Record Updated	Dec 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23860 SENECA ST, OAK PARK, MI 48237-2263

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14200 VERNON ST, OAK PARK, MI 48237-1388

Tax Assessment & Valuation

The 2025 property tax bill for 23860 Seneca St was $8,665 with a homeowner's exemption, down 18.4% from the year before.

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Oak Park City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,665.00 (-18.38%) Homeowner's exemption	$152,500 Land $20,100 Building $132,400	$305,000 Land $40,200 Building $264,800
2024	$10,616.00
2023		$131,600 (+20.4%) Land $16,700 Building $114,900	$263,200 (+20.4%) Land $33,400 Building $229,800
2022	$2,458.00 Homeowner's exemption	$109,300 Land $15,100 Building $94,200	$218,600 Land $30,200 Building $188,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23860 Seneca St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 23860 Seneca St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK PARK serves 29,654 people · EPA ID MI0004880
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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