Merced County property record for 2386 Villa Dr, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,353 sqft · built 1949 |
| Lot Size | 0.164 acres (7,162 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Sep 2023) |
| Tax Bill | $3,137 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Oct 2022 Sale & Construction Loan + 1 more |
| Flood Zone | Zone AO (high risk) |
| APN | 005-183-002-000 |
| Primary APN | 005-183-002-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,353 sqft Living Area |
| Gross Area | 1,120 sqft |
| 1st Floor Area | 860 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 7,162 sqft (0.164 acres) |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 240 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|
| Old Parcel Number | 005-183-002 |
|---|---|
| Street Address | 2386 VALLEY DR |
| City | ATWATER |
| State | CA |
| Zip | 95301-5448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | VAL HM SITES #1 LOT 96 |
| Legal Subdivision | VAL HOMES SITES 01 |
| Legal Lot Number | 96 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 904 |
Source: Merced County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2386 VALLEY DR, ATWATER, CA 95301-5448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 13, 2023 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 31, 2022 | Grant Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC |
| Feb 14, 2022 | Deed of Trust, Mortgage · Commercial Mortgage PS FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2023 · Amount on Record |
| Deed Sale | Sep 13, 2023 · Amount on Record |
| Prior Sale | Oct 31, 2022 · Amount on Record |
| Deed Document Number | 202321886 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Sep 13, 2023 |
| Property Address | 2386 VILLA DR, MERCED, CA 95340 |
| Document Number | 0000021886 |
| Map Reference | MB 12 PG 19 |
| Instrument Date | Jul 11, 2023 |
| Instrument | 2023021886 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2386 VALLEY DR, ATWATER, CA 95301-5448 |
| Document Number | 0000021887 |
|---|---|
| Date | Sep 13, 2023 |
| Instrument | 2023021887 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Oct 31, 2022 |
| Property Address | 2386 VILLA DR, MERCED, CA 95340 |
| Document Number | 0000037024 |
| Map Reference | MB 12 PG 19 |
| Instrument Date | Oct 14, 2022 |
| Instrument | 2022037024 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 25, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 220 SRANDIFORD AVE, MODESTO, CA 95350-1159 |
| Investor | Possibly a Property Investor |
| Document Number | 0000037025 |
|---|---|
| Date | Oct 31, 2022 |
| Instrument | 2022037025 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2386 VILLA DR, MERCED, CA 95340 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2022 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3450 NE 155TH AVE, PORTLAND, OR 97230-4453 |
| Document Number | 0000006517 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 2022006517 |
| Name | PS FUNDING INC |
|---|---|
| Type | Non-Lending Institution |
| Address | EL SEGUNDO, CA 90245 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Feb 1, 2024 |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Atwater City |
| County | Merced County |
| Elementary School District | Atwater Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $296,514 (+2%) Land $104,040 Building $192,474 | |
| 2025 | $3,137.00 (+98.42%) | $290,700 (+97.08%) Land $102,000 Building $188,700 |
| 2023 | $1,581.00 (+141.37%) | $147,500 Land $95,000 Building $52,500 |
| 2022 | $655.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM - MEADOWBROOK private · serves 5,723 people · EPA ID CA2410008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2022 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Ayera Technologies Fixed Wireless | 120 / 40 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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