2386 Mhoon Valley Rd, West Point, MS 39773 Property Records

Clay County property record for 2386 Mhoon Valley Rd, West Point, MS 39773

Property Summary

Property Type	Single Family Home
Details	3 bd · 3,499 sqft · built 1990
Lot Size	6.4 acres (278,784 sqft)
Owner	Trust Name on File
Tax Bill	$1,226 (2025)
Deeds & Mortgages	Jun 2026 Construction Loan Aug 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`096 22 0071000`

Property Details

APN / Parcel Number

Primary APN	`096 22 0071000`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	3,499 sqft Finished Area
1st Floor Area	2,057 sqft
Flooring	Wood
Interior Walls	Plywood

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Combination
Roof Type	Gable
Roof Material	Metal
Lot Area	278,784 sqft (6.4 acres)
Pool Area	512 sqft
Patio Area	448 sqft
Utility Building	480 sqft

Location & Zoning

Street Address	2386 MHOON VALLEY RD
City	WEST POINT
State	MS
Zip	39773-4683
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 22 T 17 R 05 PT NW 1/4 NE 1/4 W OF RD DB 242/550 & 242/558
Legal Range	05E
Legal Township	17
Legal Section	22
Jurisdiction	CLAY MS
Township / Civil Division	3
Census Block Group	3
Census Block	3032
Census Tract	950100

Owner

2386 Mhoon Valley Rd is owner-occupied and held in a trust.

Source: Clay County records, as of May 27, 2026

Owner of Record	Trust Name on File
Mailing Address	2386 MHOON VALLEY RD, WEST POINT, MS 39773-4683
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Construction Mortgage RENASANT BANK
Aug 8, 2023	Deed of Trust, Mortgage · Line of Credit RENASANT BANK
Oct 16, 2020	Deed of Trust, Mortgage RENASANT BANK
Nov 29, 2017	Deed of Trust, Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Recording Date	Jun 22, 2026
Property Address	2386 MHOON VALLEY RD, WEST POINT, MS 39773-4683
Document Number	0000002231
Book / Page	584 / 98
Instrument Date	May 29, 2026
Instrument	20262231
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	2386 MHOON VALLEY RD, WEST POINT, MS 39773-4683
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002231,
Date	Jun 22, 2026
Book Page	584/98
Instrument	20262231

Lender

Name	RENASANT BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 15, 2027

Interest

Rate	6.3%
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	2386 MHOON VALLEY RD, WEST POINT, MS 39773-4683
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000555/926
Date	Aug 8, 2023
Book Page	555/926
Instrument	2023003966

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 25, 2024

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	2386 MHOON VALLEY RD, WEST POINT, MS 39773-4683
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	526/990
Date	Oct 16, 2020
Book Page	526/990
Instrument	2020005748

Lender

Name	RENASANT BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Amount	Amount on Record
Term	11 Months
Due	Sep 15, 2021

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	2386 MHOON VALLEY RD, WEST POINT, MS 39773-4683
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017006268
Date	Nov 29, 2017
Book Page	499/455
Instrument	2017006268

Lender

Name	RENASANT BANK
Type	Bank
Address	TUPELO, MS 38802

Agreement

Amount	Amount on Record
Term	11 Months
Due	Oct 25, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 2386 Mhoon Valley Rd was $1,226 with exemptions applied.

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,226.00 Additional exemption filed	$23,741 (%) Land $1,373 Building $22,368	$236,897 (%) Land $13,220 Building $223,677
2024		$23,742 (+17.47%) Land $1,374 Building $22,368	$236,908 (+17.53%) Land $13,231 Building $223,677
2023	$1,994.00 (+4.4%) Additional exemption filed	$20,211 Land $1,381 Building $18,830	$201,568 Land $13,270 Building $188,298
2022	$1,910.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2386 Mhoon Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2386 Mhoon Valley Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
4-County Fiber Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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