2386 Ivy Rd, Oceanside, CA 92054 Property Records

San Diego County property record for 2386 Ivy Rd, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	5 bd · 6.5 ba · 3,155 sqft · built 2018
Lot Size	0.66 acres (28,750 sqft)
Owner	Trust Name on File
Last Sale	$350,000 (Jul 2016)
Tax Bill	$16,285 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`165-240-29-00`

Property Details

APN / Parcel Number

Primary APN	`165-240-29-00`

Interior

Bedrooms	5 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Building Area	3,155 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	28,750 sqft (0.66 acres)

Location & Zoning

Street Address	2386 IVY RD
City	OCEANSIDE
State	CA
Zip	92054-6144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	BLK C LOT 8 POR TR 001888
Legal Subdivision	NORTH CARLSBAD
Legal Tract	001888
Legal Block	C
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3002
Census Tract	18504

Owner

2386 Ivy Rd is owner-occupied and held in a trust since September 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	2386 IVY RD, OCEANSIDE, CA 92054-6144
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 7, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2016 · Amount on File
Deed Sale	Jul 20, 2016 · Amount on File
Prior Sale	Jan 10, 2012 · Amount on File
Deed Document Number	2016364238
Last Transfer Date	Sep 1, 2020
Transfer Doc	0000606556
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2386 IVY RD, OCEANSIDE, CA 92054-6144
Transaction Type	Mortgage
Record Updated	Feb 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1901, CARLSBAD, CA 92018-1901

Mortgage

Document Number	0000068397
Date	Jan 28, 2021
Instrument	2021-0068397

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2386 IVY RD, OCEANSIDE, CA 92054-6144
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000428275
Date	Aug 4, 2020
Instrument	2020-0428275

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 7, 2020
Property Address	2386 IVY RD, OCEANSIDE, CA 92054-6144
Document Number	0000606556
Instrument Date	Sep 1, 2020
Instrument	606556
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2386 IVY RD OCEANSIDE CA 920546144, OCEANSIDE, CA 92054-6144

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2386 IVY RD, OCEANSIDE, CA 92054-6144
Document Number	0000259007
Instrument Date	Jun 15, 2018
Transaction Type	Mortgage
Record Updated	Jul 2, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 1901 CARLSBAD CA 920181901, CARLSBAD, CA 92018-1901

Mortgage

Document Number	0000259007
Date	Jun 26, 2018
Instrument	259007

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2386 Ivy Rd was $16,285 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,488,803 (+2%) Land $425,867 Building $1,062,936
2025	$16,285.00 Homeowner's exemption	$1,459,612 Land $417,517 Building $1,042,095
2023	$12,326.00 (+1.54%) Homeowner's exemption	$1,117,641 Land $401,305 Building $716,336
2022	$12,139.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2386 Ivy Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1978–1998)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2386 Ivy Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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