2386 Gallagher Ave, Spring Hill, FL 34606 Property Records

Hernando County property record for 2386 Gallagher Ave, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,698 sqft · built 2020
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$217,500 (Oct 2020)
Tax Bill	$4,261 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5210-1437-0080`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5210-1437-0080`
Alternative APNs	`00312753` `312753`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,698 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Parking Spaces	2 Parking Spaces
Pool Area	310 sqft
Patio Area	790 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00312753
Street Address	2386 GALLAGHER AVE
City	SPRING HILL
State	FL
Zip	34606-3247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 21 BLK 1437 LOT 8 ORB 287 PG 689
Legal Range	17E
Legal Township	23S
Legal Section	23
Legal Subdivision	SPRING HILL UNIT 21
Legal Block	1437
Legal Lot Number	8
Legal Unit	21
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	3
Census Block	3000
Census Tract	41303

Owner

2386 Gallagher Ave is owned and occupied by an individual who bought it in October 2020.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2386 GALLAGHER AVE, SPRING HILL, FL 34606-3247
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Dec 11, 2017	Warranty Deed, Transfer TROPIC TITLE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2020 · Amount on File
Deed Sale	Oct 21, 2020 · Amount on File
Prior Sale	Dec 11, 2017 · Amount on File
Deed Document Number	2020065628
Deed Book / Page	3902 / 474
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 21, 2020
Property Address	2386 GALLAGHER AVE, SPRING HILL, FL 34606-3247
Document Number	0039020474
Book / Page	3902 / 474
Map Reference	MB 9 PG 81
Instrument Date	Oct 14, 2020
Instrument	2020065628
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	TROPIC TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,522.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14229 LEYBOURNE WAY, 14229, SPRING HILL, FL 34609-0434

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11322 60TH ST NE, LAKE STEVENS, WA 98258-8731

Mortgage

Document Number	3902476
Date	Oct 21, 2020
Instrument	3902/476

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 11, 2017
Property Address	2386 GALLAGHER AVE, SPRING HILL, FL 34606-3247
Document Number	0035330860
Book / Page	003533 / 000860
Instrument Date	Nov 30, 2017
Instrument	69538
Transaction Type	Transfer
Record Updated	Jan 4, 2018
Title Company	TROPIC TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$57.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	14229 LEYBOURNE WAY SPRING HILL FL 346090434, SPRING HILL, FL 34609-0434
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2386 Gallagher Ave was $4,261 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,261.00 Additional exemption filed	$337,927	$341,942 Land $38,000 Building $303,942
2023		$318,838 (+11.63%) Land $52,436 Building $266,402
2022	$4,241.00 Homeowner's exemption	$285,618 Land $22,300 Building $263,318	$327,815 Land $32,500 Building $295,315

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2386 Gallagher Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2386 Gallagher Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Tillman Fiber, WOW Internet, Cable & Phone.

Cell Coverage

5G (outdoors only) and 4G LTE

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