Henderson County property record for 2386 Cobblestone Dr, Henderson, KY 42420
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,436 sqft · built 2003 |
| Lot Size | 0.294 acres (12,825 sqft) |
| Owner | Individual Name on File |
| Last Sale | $269,900 (Mar 2019) |
| Tax Bill | $2,993 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 65M-124 |
| Primary APN | 65M-124 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,436 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,825 sqft (0.294 acres) |
| Lot Dimensions | 135 ft deep x 95 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 45137 |
|---|---|
| Street Address | 2386 COBBLESTONE DR |
| City | HENDERSON |
| State | KY |
| Zip | 42420-2594 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | SINGLE FAMILY |
| Legal Subdivision | STEPPPING STONE |
| Legal Block | 6 |
| Legal Lot Number | 60 |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | HENDERSON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 20603 |
2386 Cobblestone Dr is owned and occupied by an individual who bought it in March 2019.
Source: Henderson County records, as of November 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2386 COBBLESTONE DR, HENDERSON, KY 42420-2594 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2021 | Deed of Trust, Mortgage · Line of Credit EVANSVILLE TEACHERS FCU |
| Dec 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EVANSVILLE TEACHERS FCU |
| Mar 29, 2019 | Deed, Transfer · Conventional Mortgage EVANSVILLE TEACHERS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2019 · Amount on File |
| Deed Sale | Mar 29, 2019 · Amount on File |
| Prior Sale | Feb 28, 2012 · Amount on File |
| Deed Document Number | 2019003246 |
| Deed Book / Page | RE 0636 / 641 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 2386 COBBLESTONE DR, HENDERSON, KY 42420-2594 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | MT1366/104 |
|---|---|
| Date | Aug 25, 2021 |
| Book Page | MT 1366/104 |
| Instrument | 2021009881 |
| Name | EVANSVILLE TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Address | EVANSVILLE, IN 47715 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 15, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 2386 COBBLESTONE DR, HENDERSON, KY 42420-2594 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FOREMAN WATSON LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | MT1339/505 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | MT 1339/505 |
| Instrument | 2020013866 |
| Name | EVANSVILLE TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Address | EVANSVILLE, IN 47715 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Mar 29, 2019 |
| Property Address | 2386 COBBLESTONE DR, HENDERSON, KY 42420-2594 |
| Document Number | RE0636/641 |
| Book / Page | RE 0636 / 641 |
| Map Reference | MB 7 PG 620 |
| Instrument Date | Mar 27, 2019 |
| Instrument | 2019003246 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2021 |
| Title Company | FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7545 DOE LN, 7545, HENDERSON, KY 42420-8951 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2386 COBBLESTONE DR, HENDERSON, KY 42420-2594 |
| Document Number | 2019003247 |
|---|---|
| Date | Mar 29, 2019 |
| Instrument | 2019003247 |
| Name | EVANSVILLE TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
The 2025 property tax bill for 2386 Cobblestone Dr was $2,993.
Source: Henderson County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Municipality | Henderson City |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,993.00 | $269,900 | $269,900 |
| 2023 | $3,017.00 (+0.9%) | $269,900 (-) | $269,900 (-) |
| 2022 | $2,990.00 | $269,900 | $269,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2386 Cobblestone Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2386 Cobblestone Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Henderson Municipal Power & Light Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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