2386 Bermuda Ln, Hayward, CA 94545 Property Records

Alameda County property record for 2386 Bermuda Ln, Hayward, CA 94545

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,215 sqft · built 1957
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on File
Last Sale	$960,000 (May 2026)
Tax Bill	$3,628 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`456-17-20`

Property Details

APN / Parcel Number

Primary APN	`456-17-20`
Alternative APN	`456-0017-020-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,215 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1958
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,500 sqft (0.126 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2386 BERMUDA LN
City	HAYWARD
State	CA
Zip	94545-3445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00003 BLK: 000G TR: 1797
Legal Subdivision	1797 PALMA CEJA VILLAGE UN #18
Legal Tract	1797
Legal Block	G
Legal Lot Number	3
Legal Unit	18
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	3
Census Block	3008
Census Tract	437102

Owner

2386 Bermuda Ln is owned and occupied by two individuals who bought it in May 2026.

Source: Alameda County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2386 BERMUDA LN, HAYWARD, CA 94545-3445
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Nov 5, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2026 · Amount on File
Deed Sale	May 29, 2026 · Amount on File
Prior Sale	Jun 10, 2011 · Amount on File
Deed Document Number	202670571
Prior Transfer Date	Sep 9, 2015
Prior Transfer Doc	0000270893
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 29, 2026
Property Address	2386 BERMUDA LN, HAYWARD, CA 94545-3445
Document Number	0000070571
Instrument Date	May 27, 2026
Instrument	202670571
Transaction Type	Transfer
Record Updated	Jul 9, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$106,656.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2386 BERMUDA LN, HAYWARD, CA 94545-3445

Mortgage

Document Number	0000070572,
Date	May 29, 2026
Instrument	202670572

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2386 BERMUDA LN, HAYWARD, CA 94545-3445
Document Number	0000241006
Instrument Date	Nov 5, 2018
Transaction Type	Mortgage
Record Updated	Jan 8, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 2681 UNION CITY CA 945877681, UNION CITY, CA 94587-7681

Mortgage

Document Number	0000241006
Date	Dec 20, 2018
Instrument	241006

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2386 Bermuda Ln was $3,628, up 0.9% from the year before.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,643 (+2%) Land $84,675 Building $197,968
2025	$3,628.00 (+0.95%)	$277,101 Land $83,015 Building $194,086
2024	$3,594.00 (+1.44%)
2023	$3,543.00	$266,344 Land $79,792 Building $186,552	$706,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2386 Bermuda Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2386 Bermuda Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	570 / 120
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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