23856 Elbert St, Elbert, CO 80106 Property Records

Elbert County property record for 23856 Elbert St, Elbert, CO 80106

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,614 sqft · built 1999
Lot Size	0.316 acres (13,765 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (Aug 2021)
Tax Bill	$2,643 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04031-03-007`

Property Details

APN / Parcel Number

Primary APN	`04031-03-007`
Alternative APN	`R100704`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,614 sqft Living Area
1st Floor Area	1,549 sqft
Basement Area	1,500 sqft
Finished Basement	80 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2003
Architectural Style	Raised Ranch
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Other
Lot Area	13,765 sqft (0.316 acres)
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Baseboard

Location & Zoning

Account Number	R100704
Old Parcel Number	0403103007
Street Address	23856 ELBERT ST
City	ELBERT
State	CO
Zip	80106-8957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	SECTION: 3 TOWNSHIP: 10 RANGE: 64 (TOTAL 0.316 A) SUBDIVISION: ELBERT SCOTTS ADD LOT: 18 AND:- LOT: 20 AND:- LOT: 22, :W ON E
Legal Range	64
Legal Township	10
Legal Section	03
Legal Quarter	NE
Legal Subdivision	ELBERT SCOTTS ADD
Legal Block	ELB
Legal Lot Number	18 20
Jurisdiction	ELBERT CO
Township / Civil Division	ELIZABETH
Census Block Group	2
Census Block	2004
Census Tract	961209

Owner

Source: Elbert County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	23856 ELBERT ST, ELBERT, CO 80106-8957
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage ADVANCE MORTGAGE & INVESTMENT CO INC
Aug 12, 2021	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2021 · Amount on Record
Deed Sale	Aug 12, 2021 · Amount on Record
Prior Sale	Aug 11, 2003
Deed Document Number	610985
Deed Book / Page	819 / 488
Record Updated	Jun 8, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	23856 ELBERT ST, ELBERT, CO 80106-8957
Transaction Type	Mortgage
Record Updated	Mar 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007870341
Date	Jun 14, 2018
Book Page	0787/0341
Instrument	578474

Lender

Name	ADVANCE MORTGAGE & INVESTMENT CO INC
Type	Mortgage Company
Address	DAPHNE, AL 36527

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELBERT CO
Recording Date	Aug 12, 2021
Property Address	23856 ELBERT ST, ELBERT, CO 80106-8957
Document Number	0008190488
Book / Page	819 / 488
Instrument Date	Aug 11, 2021
Instrument	610985
Transaction Type	Transfer
Record Updated	Mar 28, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$47.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	23856 ELBERT STREET, AUSTELL, GA 30106

Mortgage

Document Number	0008190489
Date	Aug 12, 2021
Book Page	819/489
Instrument	610986

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Elbert County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Elbert County
Unified School District	Elbert School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,643.00 (+34.98%)	$33,920 (+15.93%) Land $1,720 Building $32,200	$542,700 (+24.26%) Land $27,500 Building $515,200
2023	$1,958.00 (-1.9%)	$29,260 (+15.74%) Land $1,640 Building $27,620	$436,730 (+20.07%) Land $24,451 Building $412,279
2022	$1,996.00	$25,280 Land $1,530 Building $23,750	$363,724 Land $22,024 Building $341,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 81% of Colorado
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBERT WSD serves 300 people · EPA ID CO0120005
Water Source	Groundwater
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kellin Communications Fixed Wireless	1,000 / 220
Viaero Wireless Fixed Wireless	100 / 5
CenturyLink DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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