San Diego County property record for 23854 Oak Meadow Dr, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,720 sqft · built 1989 |
| Lot Size | 0.424 acres (18,471 sqft) |
| Owner | Individual Name on File |
| Last Sale | $460,000 (Jun 2018) |
| Tax Bill | $4,695 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Mar 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288-402-24-00 |
| Primary APN | 288-402-24-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,720 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Conventional |
| Lot Area | 18,471 sqft (0.424 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 23854 OAK MEADOW DR |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-4137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 352 TR 007519 |
| Legal Subdivision | SAN DIEGO COUNTRY ESTATES I |
| Legal Tract | 007519 |
| Legal Block | 3 |
| Legal Lot Number | 352 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 20810 |
23854 Oak Meadow Dr is owned and occupied by an individual who bought it in June 2018.
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23854 OAK MEADOW DR, RAMONA, CA 92065-4137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jun 6, 2022 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Mar 11, 2019 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 6, 2020 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 7, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jun 11, 2018 | Quit Claim Deed, Transfer TICOR TITLE INSURANCE COMPANY |
| Jun 11, 2018 | Grant Deed, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 11, 2018 · Amount on File |
| Deed Sale | Jun 11, 2018 · Amount on File |
| Prior Sale | Jun 29, 2007 · Amount on File |
| Deed Document Number | 2018235700 |
| Prior Transfer Date | May 29, 2018 |
| Prior Transfer Doc | 0000235699 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 23854 OAK MEADOW DR, RAMONA, CA 92065-4137 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 23854 OAK MEADOW DR, RAMONA, CA 92065-4137 |
| Document Number | 0000236714 |
|---|---|
| Date | Jun 6, 2022 |
| Instrument | 2022-0236714 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | LIMA, OH 45801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 27, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 23854 OAK MEADOW DR, RAMONA, CA 92065-4137 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE OF CA |
| Name | Verified Name |
|---|
| Document Number | 0000086619 |
|---|---|
| Date | Mar 11, 2019 |
| Instrument | 2019-0086619 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 23854 OAK MEADOW DR, RAMONA, CA 92065-4137 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|
| Document Number | 0000061848 |
|---|---|
| Date | Feb 6, 2020 |
| Instrument | 2020-0061848 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 23854 OAK MEADOW DR, RAMONA, CA 92065-4137 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 23854 OAK MEADOW DR, RAMONA, CA 92065-4137 |
| Document Number | 0000782129 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 2020-0782129 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 11, 2018 |
| Property Address | 23854 OAK MEADOW DR, RAMONA, CA 92065-4137 |
| Document Number | 0000235699 |
| Instrument Date | May 29, 2018 |
| Instrument | 235699 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2018 |
| Title Company | TICOR TITLE INSURANCE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 23854 OAK MEADOW DR RAMONA CA 920654137, RAMONA, CA 92065-4137 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 11, 2018 |
| Property Address | 23854 OAK MEADOW DR, RAMONA, CA 92065-4137 |
| Document Number | 0000235700 |
| Map Reference | MAP 7519 |
| Instrument Date | May 16, 2018 |
| Instrument | 2018-0235700 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23854 OAK MEADOW DR, RAMONA, CA 92065-4137 |
| Document Number | 0000235701 |
|---|---|
| Date | Jun 11, 2018 |
| Instrument | 2018-0235701 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 23854 Oak Meadow Dr was $4,695 with a veteran's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $533,862 (+2%) Land $249,869 Building $283,993 | |
| 2025 | $4,695.00 | $523,395 Land $244,970 Building $278,425 |
| 2023 | $4,430.00 (-4.69%) | $503,072 Land $235,458 Building $267,614 |
| 2022 | $4,648.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 23854 Oak Meadow Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1998–2023) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Aug 2023 · Tropical Storm Hilary |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23854 Oak Meadow Dr is moderate, ranking above 62% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures