Lake County property record for 23853 State Rd 40, Astor, FL 32102
| Property Type | Vehicle Sales & Rentals |
|---|---|
| Details | 2.5 ba · 3,200 sqft · built 2024 |
| Lot Size | 2.72 acres (118,505 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (May 2021) |
| Tax Bill | $6,358 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Sep 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-15-27-0100-000-02802 |
| Primary APN | 07-15-27-0100-000-02802 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,200 sqft Gross Area |
| 1st Floor Area | 3,200 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Metal |
| Construction Type | Masonry / Concrete Block |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 118,505 sqft (2.72 acres) |
| Lot Dimensions | 435 ft deep x 268 ft wide |
| View / Lot | Wetland |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 2581298 |
|---|---|
| Street Address | 23853 STATE ROAD 40 |
| City | ASTOR |
| State | FL |
| Zip | 32102-2913 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Vehicle Sales & Rentals |
| Local Zoning Code | CP |
| Legal Description | MANHATTAN SEC 1 FROM SE COR OF SEC 2 RUN N 34.17 FT E 2127.63 FT TO INTERSECTION OF N'LY R/W LINE OF SR 40 WITH E'LY R/W LINE OF RIVER ROAD FOR POB RUN E ALONG SAID N'LY R/W LINE OF SR 40 A DISTANCE OF 268.42 FT N 00DEG 24MIN 37SEC E 434.94 FT W'LY T |
| Legal Range | 27E |
| Legal Township | 15S |
| Legal Section | 7 |
| Legal Subdivision | MANHATTAN |
| Legal Tract | 0100 |
| Legal Block | 2 |
| Legal Lot Number | 28 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 30102 |
23853 State Rd 40, a commercial property, is owned by two individuals who acquired it in July 2023.
Source: Lake County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 24740 SE HIGHWAY 450, UMATILLA, FL 32784-8136 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED SOUTHERN BANK |
| Sep 8, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| May 27, 2021 | Warranty Deed, Construction Loan · Construction Mortgage UNITED SOUTHERN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2021 · Amount on File |
| Deed Sale | May 27, 2021 · Amount on File |
| Deed Document Number | 202173576 |
| Deed Book / Page | 5717 / 2104 |
| Last Transfer Date | Jul 31, 2023 |
| Transfer Doc | 0062070851 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Apr 22, 2026 |
| Property Address | 23853 STATE ROAD 40, ASTOR, FL 32102-2913 |
| Document Number | 0000049114 |
| Book / Page | 6724 / 1765 |
| Instrument Date | Mar 17, 2026 |
| Instrument | 202649114 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 24740 SE HIGHWAY 450, UMATILLA, FL 32784-8136 |
| Document Number | 0000049114, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 6724/1765 |
| Instrument | 202649114 |
| Name | UNITED SOUTHERN BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Mar 17, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Sep 8, 2023 |
| Property Address | 23853 STATE ROAD 40, ASTOR, FL 32102-2913 |
| Document Number | 0062070851 |
| Book / Page | 6207 / 851 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 2023110124 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24740 SE HIGHWAY 450, UMATILLA, FL 32784-8136 |
| Name | Verified Name |
|---|---|
| Address | 24740 SE HIGHWAY 450, UMATILLA, FL 32784-8136 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | May 27, 2021 |
| Property Address | 23853 STATE ROAD 40, ASTOR, FL 32102-2913 |
| Document Number | 0057172104 |
| Book / Page | 5717 / 2104 |
| Instrument Date | May 11, 2021 |
| Instrument | 2021073576 |
| Transaction Type | Construction Loan |
| Record Updated | Dec 16, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1291 NE 91ST PL, OCALA, FL 34479-1140 |
| Name | Verified Name |
|---|---|
| Address | 23853 STATE ROAD 40, ASTOR, FL 32102-2913 |
| Document Number | 0057172108 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 5717/2108 |
| Name | UNITED SOUTHERN BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 11, 2036 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 23853 State Rd 40 was $6,358, up 121.8% from the year before.
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $391,187 (-0.34%) Land $113,428 Building $277,759 | $391,187 (-0.34%) Land $113,428 Building $277,759 | |
| 2025 | $6,358.00 (+121.84%) | $392,504 Land $113,428 Building $279,076 | $392,504 Land $113,428 Building $279,076 |
| 2024 | $2,866.00 (+18.72%) | ||
| 2023 | $2,414.00 (+7.86%) | $156,976 (+10.78%) | $156,976 (+10.78%) Land $131,648 Building $25,328 |
| 2022 | $2,238.00 | $141,698 | $141,698 Land $119,680 Building $22,018 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23853 State Rd 40 in Zone X, an area of minimal flood risk, though there have been 133 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 106 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 106 in force |
| Nearby Flood Claims | 133 (1993–2024) |
| Claims Outside the SFHA | 1 of 133 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23853 State Rd 40 is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 55% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. JOHN'S RIVER UTILITY INC private · serves 2,498 people · EPA ID FL3350044 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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