Defiance County property record for 23852 Flory Rd, Defiance, OH 43512
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,486 sqft · built 1997 |
| Lot Size | 2.4 acres (104,892 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (Mar 2019) |
| Tax Bill | $4,166 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Mar 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | I130002000602 |
| Primary APN | I130002000602 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,486 sqft Living Area |
| Gross Area | 4,924 sqft |
| 1st Floor Area | 1,174 sqft |
| Upper Floors Area | 1,186 sqft |
| Attic | Attic |
| Attic Area | 126 sqft |
| Basement Area | 880 sqft |
| Unfinished Basement | 880 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 104,892 sqft (2.4 acres) |
| Terrain | Rolling |
| Garage Type | Attached - Unfinished |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 198 sqft |
| Deck Area | 562 sqft |
| Patio Area | 562 sqft |
| Silo | 448 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 23852 FLORY RD |
|---|---|
| City | DEFIANCE |
| State | OH |
| Zip | 43512-8247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 2 NE 1/4 |
| Jurisdiction | DEFIANCE OH |
| Township / Civil Division | NOBLE |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 958100 |
23852 Flory Rd is owned and occupied by two individuals who bought it in March 2019.
Source: Defiance County records, as of October 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23852 FLORY RD, DEFIANCE, OH 43512-8247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · Line of Credit MIDWEST COMMUNITY FEDERAL CREDIT UNION |
| Mar 29, 2023 | Deed of Trust, Mortgage · Line of Credit MIDWEST COMMUNITY FCU |
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Mar 27, 2019 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2019 · Amount on File |
| Deed Sale | Mar 27, 2019 · Amount on File |
| Prior Sale | Apr 29, 2004 |
| Deed Document Number | 20191043 |
| Deed Book / Page | 418 / 1848 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Recording Date | Apr 21, 2026 |
| Property Address | 23852 FLORY RD, DEFIANCE, OH 43512-8247 |
| Document Number | 0000001318 |
| Book / Page | 480 / 2067 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 20261318 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 23852 FLORY RD, DEFIANCE, OH 43512-8247 |
| Document Number | 0000001318, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 480/2067 |
| Instrument | 20261318 |
| Name | MIDWEST COMMUNITY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 28, 2036 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Property Address | 23852 FLORY RD, DEFIANCE, OH 43512-8247 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 23852 FLORV RD, DEFIANCE, OH 43512-8247 |
| Document Number | 00455/1916 |
|---|---|
| Date | Mar 29, 2023 |
| Book Page | 455/1916 |
| Instrument | 202300001001 |
| Name | MIDWEST COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | DEFIANCE, OH 43512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 144 Months |
| Due | Mar 28, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Property Address | 23852 FLORY RD, DEFIANCE, OH 43512-8247 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 438/1964 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 438/1964 |
| Instrument | 202100002787 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Recording Date | Mar 27, 2019 |
| Property Address | 23852 FLORY RD, DEFIANCE, OH 43512-8247 |
| Document Number | 418/1848 |
| Book / Page | 418 / 1848 |
| Instrument Date | Mar 27, 2019 |
| Instrument | 201900001043 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23852 FLORY RD, DEFIANCE, OH 43512-8247 |
| Document Number | 201900001044 |
|---|---|
| Date | Mar 27, 2019 |
| Instrument | 201900001044 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DEFIANCE OH |
| Property Address | 23852 FLORY RD, DEFIANCE, OH 43512-8247 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2018 |
| Name | Verified Name |
|---|
| Document Number | 407/0125 |
|---|---|
| Date | Oct 2, 2017 |
| Book Page | 407/0125 |
| Instrument | 201700004159 |
| Name | FIRST FEDERAL BANK OF THE MIDWEST |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2047 |
The 2025 property tax bill for 23852 Flory Rd was $4,166.
Source: Defiance County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Defiance County |
| County Subdivision | Noble Township |
| Unified School District | Northeastern Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,166.00 | $121,140 (-) Land $7,130 Building $114,010 | |
| 2024 | $4,166.00 (-1.3%) | $121,140 (-) Land $7,130 Building $114,010 | $346,110 (%) Land $20,370 Building $325,740 |
| 2023 | $4,221.00 (-0.54%) | $121,140 (+17.9%) Land $7,130 Building $114,010 | $346,113 Land $20,371 Building $325,742 |
| 2022 | $4,244.00 | $102,750 Land $6,460 Building $96,290 | |
| 2020 | $293,570 Land $18,470 Building $275,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 23852 Flory Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Mar 1982 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 23852 Flory Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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