2385 W Elm St, Lima, OH 45805 Property Records

Allen County property record for 2385 W Elm St, Lima, OH 45805

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,758 sqft · built 1950
Lot Size	0.402 acres (17,511 sqft)
Owner	Individual Name on File
Last Sale	$27,000 (Apr 1972)
Tax Bill	$2,410 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`36-3409-01-004.000`

Property Details

APN / Parcel Number

Primary APN	`36-3409-01-004.000`
Alternative APN	`G2336340901004000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,758 sqft Living Area
Gross Area	3,066 sqft
1st Floor Area	1,188 sqft
Attic	Attic
Attic Area	570 sqft
Basement Area	1,188 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	17,511 sqft (0.402 acres)
Lot Dimensions	175 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	180 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	2385 W ELM ST
City	LIMA
State	OH
Zip	45805-2540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VERNON HEIGHTS NUMBER 2 LOT 19837 N1/2 FF 100.00
Legal Subdivision	VERNON HEIGHTS
Legal Lot Number	19837
Jurisdiction	ALLEN OH
Township / Civil Division	AMERICAN
Census Block Group	3
Census Block	3000
Census Tract	10900

Owner

2385 W Elm St is owned and occupied by an individual who acquired it in October 2020.

Source: Allen County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2385 W ELM ST, LIMA, OH 45805-2540
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Oct 26, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 1972 · Amount on File
Deed Sale	Apr 1, 1972 · Amount on File
Last Transfer Date	Oct 13, 2020
Transfer Doc	10260013207
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	2385 W ELM ST, LIMA, OH 45805-2540
Transaction Type	Mortgage
Record Updated	Aug 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2385W W ELM ST, LIMA, OH 45805-2540

Mortgage

Document Number	8080006761
Date	Aug 8, 2023
Book Page	2023/6761
Instrument	202308080006761

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALLEN OH
Recording Date	Oct 26, 2020
Property Address	2385 W ELM ST, LIMA, OH 45805-2540
Document Number	0000013207
Book / Page	002020 / 013207
Instrument Date	Oct 13, 2020
Instrument	13207
Transaction Type	Transfer
Record Updated	Nov 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$504.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2385 W ELM ST LIMA OH 458052540, LIMA, OH 45805-2540

Tax Assessment & Valuation

The 2025 property tax bill for 2385 W Elm St was $2,410.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	American Township
Unified School District	Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,410.00	$54,290 (-) Land $9,000 Building $45,290	$155,100 (-) Land $25,700 Building $129,400
2024	$2,410.00 (+9.05%) Homeowner's exemption	$54,290 (+23%) Land $9,000 Building $45,290	$155,100 Land $25,700 Building $129,400
2023	$2,210.00 (-0.81%) Homeowner's exemption	$44,140 (-) Land $7,320 Building $36,820
2022	$2,228.00 Homeowner's exemption	$44,140 Land $7,320 Building $36,820
2021			$126,100 Land $20,900 Building $105,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2385 W Elm St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2385 W Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless	100 / 20

May also be available: TSC, Verizon.

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