2385 W 20th Pl, Gary, IN 46404 Property Records

Lake County property record for 2385 W 20th Pl, Gary, IN 46404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,876 sqft · built 1963
Lot Size	0.173 acres (7,579 sqft)
Owner	2 Trust Names on File
Tax Bill	$1,610 (2024)
Deeds & Mortgages	Sep 2023 Transfer Feb 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-47-0196-0032`

Property Details

APN / Parcel Number

Primary APN	`001-25-47-0196-0032`
Alternative APNs	`45-08-08-381-002.000-004` `254701960032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,876 sqft Living Area
Basement Area	1,876 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,579 sqft (0.173 acres)
Lot Dimensions	126 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-47-0196-0032
Old Parcel Number	254701960032
Street Address	2385 W 20TH PL
City	GARY
State	IN
Zip	46404-3014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H. A. VOSSLER'S 2ND ADD. E.15FT. LOT 31 ALL LOT.32
Legal Subdivision	H A VOSSLERS ADD 02
Legal Lot Number	31,32
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	2
Census Block	2033
Census Tract	11200

Owner

2385 W 20th Pl is owner-occupied and held in a trust since September 2023.

Source: Lake County records, as of March 18, 2026

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	2385 W 20TH PL, GARY, IN 46404-3014
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Intrafamily Transfer, Transfer
Feb 22, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 24, 2020	Grant Deed, Transfer MORTGAGE CONNECT LP
Nov 4, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jan 24, 2020
Deed Sale	Jan 24, 2020
Prior Sale	Jan 24, 2020 · Amount on File
Deed Document Number	0000006308
Last Transfer Date	Sep 29, 2023
Transfer Doc	0000027838
Record Updated	Jun 8, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE IN
Recording Date	Sep 29, 2023
Property Address	2385 W 20TH PL, GARY, IN 46404-3014
Document Number	0000027838
Map Reference	MB 9 PG 27
Instrument Date	Sep 13, 2023
Instrument	2023-027838
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2385 W 20TH PL, GARY, IN 46404-3014

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	2385 W 20TH PL, GARY, IN 46404-3014
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010896
Date	Feb 22, 2017
Instrument	2017 010896

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE IN
Recording Date	Jan 24, 2020
Property Address	2385 W 20TH PL, GARY, IN 46404-3014
Document Number	0000006308
Instrument Date	Dec 20, 2019
Instrument	6308
Transaction Type	Transfer
Record Updated	Feb 10, 2020
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1157 CLINTON ST GARY IN 464062161, GARY, IN 46406-2161

November 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAKE IN
Recording Date	Nov 4, 2019
Property Address	2385 W 20TH PL, GARY, IN 46404-3014
Document Number	0000075486
Instrument Date	Oct 4, 2019
Instrument	75486
Transaction Type	Foreclosure
Record Updated	Nov 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Notice of Foreclosure Sale Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10500 KINCAID DR FISHERS IN 460379749, FISHERS, IN 46037-9749
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$196,700 Land $8,800 Building $187,900	$196,700 Land $8,800 Building $187,900
2024	$1,610.00
2023		$127,100 (+11.39%) Land $8,800 Building $118,300	$127,100 (+11.39%) Land $8,800 Building $118,300
2022	$1,393.00 (-60.06%) Homeowner's exemption	$114,100 Land $10,000 Building $104,100	$114,100 Land $10,000 Building $104,100
2021	$3,488.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2385 W 20th Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2385 W 20th Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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