2385 Twp Rd 176, Baltic, OH 43804 Property Records

Holmes County property record for 2385 Twp Rd 176, Baltic, OH 43804

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,568 sqft · built 2015
Lot Size	1.35 acres (58,980 sqft)
Owner	Individual Name on File
Tax Bill	$4,737 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2025 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`02-00899-005`

Property Details

APN / Parcel Number

Primary APN	`02-00899-005`
Alternative APN	`013358-6`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,568 sqft Living Area
1st Floor Area	2,568 sqft
Basement Area	2,568 sqft
Unfinished Basement	2,568 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Lot Area	58,980 sqft (1.35 acres)

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Patio Area	160 sqft
Lean-To	408 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic

Location & Zoning

Account Number	013358-6
Street Address	2385 TOWNSHIP ROAD 176
City	BALTIC
State	OH
Zip	43804-1101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R5 T8 S21 NE 1.354A C-21
Legal Range	05W
Legal Township	08N
Legal Section	21
Jurisdiction	HOLMES OH
Township / Civil Division	CLARK
Census Block Group	1
Census Block	1043
Census Tract	976801

Owner

Source: Holmes County records · APN 02-00899-005

Assessment roll updated March 26, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2385 TOWNSHIP ROAD 176, BALTIC, OH 43804-1101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE COMMERCIAL & SAVINGS BANK
Feb 18, 2025	Deed of Trust, Mortgage · Line of Credit THE COMMERCIAL & SAVINGS BANK
Oct 26, 2012	Deed of Trust, Mortgage · ARM THE COMMERCIAL & SAVINGS BANK
Nov 01, 2016	Deed of Trust, Mortgage · Line of Credit THE COMMERCIAL & SAVINGS BANK
Mar 05, 2012	Deed of Trust, Mortgage · Construction Mortgage AMISH HELPING FUND
Jul 15, 2015	Deed of Trust, Mortgage · Construction Mortgage AMISH HELPING FUND
Jul 14, 2008	Warranty Deed, Transfer AMISH HELPING FUND

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 14, 2008
Deed Sale	Jul 14, 2008
Prior Sale	Jan 01, 1990
Deed Document Number	200857075
Deed Book / Page	205 / 2440
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLMES OH
Property Address	2385 TOWNSHIP ROAD 176, BALTIC, OH 43804-1101
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00275/7341
Date	Feb 25, 2021
Book Page	275/7341
Instrument	202100013778

Lender

Name	THE COMMERCIAL & SAVINGS BANK
Type	Bank
Address	44554

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Feb 24, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	4.5%
Index	1-Year CMT
Max Rate	8.5%

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLMES OH
Property Address	2385 TOWNSHIP ROAD 176, BALTIC, OH 43804-1101
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00291/2719
Date	Feb 18, 2025
Book Page	291/2719
Instrument	202500000626

Lender

Name	THE COMMERCIAL & SAVINGS BANK
Type	Bank
Address	MILLERSBURG, OH 44654

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Mar 21, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLMES OH
Property Address	2385 TOWNSHIP ROAD 176, BALTIC, OH 43804-1101
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00238/2669
Date	Oct 26, 2012
Book Page	238/2669
Instrument	201200080142

Lender

Name	THE COMMERCIAL & SAVINGS BANK
Type	Bank
Address	WALNUT CREEK, OH 44687

Agreement

Type	ARM
Amount	Amount Recorded
Term	121 Months
Due	Nov 03, 2022

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Min Rate At Change	4%
Index	Prime Rate
Max Rate	14%

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLMES OH
Property Address	2385 TOWNSHIP ROAD 176, BALTIC, OH 43804-1101
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00258/1557
Date	Nov 01, 2016
Book Page	258/1557
Instrument	201600102212

Lender

Name	THE COMMERCIAL & SAVINGS BANK
Type	Bank
Address	MILLERSBURG, OH 44654

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Oct 28, 2026

March 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLMES OH
Property Address	2385 TOWNSHIP ROAD 176, BALTIC, OH 43804-1101
Transaction Type	Mortgage
Record Updated	Mar 26, 2026
Title Company	MONROE STREET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00232/0952
Date	Mar 05, 2012
Book Page	232/0952
Instrument	201200075717

Lender

Name	AMISH HELPING FUND
Address	MILLERSBURG, OH 44654

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	249 Months
Due	Dec 01, 2032

July 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLMES OH
Property Address	2385 TOWNSHIP ROAD 176, BALTIC, OH 43804-1101
Transaction Type	Mortgage
Record Updated	Mar 26, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00252/7059
Date	Jul 15, 2015
Book Page	252/7059
Instrument	201500094646

Lender

Name	AMISH HELPING FUND
Type	Lending Institution
Address	MILLERSBURG, OH 44654

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	249 Months
Due	Apr 01, 2036

July 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOLMES OH
Recording Date	Jul 14, 2008
Property Address	2385 TOWNSHIP ROAD 176, BALTIC, OH 43804-1101
Document Number	00205/2440
Book / Page	0205 / 2440
Map Reference	MB16 PG221
Instrument Date	Jul 11, 2008
Instrument	200800057075
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1935 COUNTY ROAD 575, BALTIC, OH 43804-9668
Investor	Possibly a Property Investor

Mortgage

Document Number	00205/2443
Date	Jul 14, 2008
Book Page	205/2443
Instrument	200800057076

Lender

Name	AMISH HELPING FUND
Address	SUGARCREEK, OH 44681

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Aug 01, 2013

Tax Assessment & Valuation

Source: Holmes County records · Assessment roll updated March 26, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Holmes County
County Subdivision	Clark Township
Unified School District	East Holmes Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,737.00 (+9.4%)	$148,460 (+21.35%) Land $22,110 Building $126,350	$424,180 (+21.35%) Land $63,180 Building $361,000
2024	$4,330.00 (-0.09%) Additional exemption filed	$122,340 (-) Land $18,490 Building $103,850
2023	$4,334.00 (+10.03%) Additional exemption filed	$122,340 (-) Land $18,490 Building $103,850
2022	$3,939.00 Additional exemption filed	$122,340 Land $18,490 Building $103,850	$349,540 Land $52,840 Building $296,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 18, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1981)
Most Recent Claim	Jun 1981 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Frontier, T-Mobile USA.

Based on FCC filings for 6 locations within half a mile of this property.

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