2385 Terova Dr, Troy, MI 48085 Property Records

Oakland County property record for 2385 Terova Dr, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,889 sqft · built 1971
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Tax Bill$2,929 (2025)
Deeds & MortgagesNov 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-13-177-018

Property Details

APN / Parcel Number

Primary APN88-20-13-177-018

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,889 sqft Living Area
1st Floor Area1,343 sqft
Basement Area1,343 sqft
Unfinished Basement1,343 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleColonial
Exterior MaterialWood Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions126 ft deep x 78 ft wide
Garage Area461 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area20 sqft
Deck Area125 sqft
Patio Area125 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address2385 TEROVA DR
CityTROY
StateMI
Zip48085-3542
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionT2N, R11E, SEC 13 WINDMILL POINTE SUB NO 2 LOT 331
Legal Range11E
Legal Township2N
Legal Section13
Legal SubdivisionWINDMILL POINTE SUB #2
Legal Lot Number331
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1010
Census Tract197900

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2385 TEROVA DR, TROY, MI 48085-3542
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2002
Deed SaleFeb 28, 2002
Prior SaleApr 27, 2001
Last Transfer DateOct 26, 2006
Transfer Doc0000272735
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2385 TEROVA DR, TROY, MI 48085-3542
Transaction TypeMortgage
Record UpdatedDec 4, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2385 TEROVA DR, TROY, MI 48085-3542

Mortgage

Document Number20250145879
DateNov 20, 2025
Book Page60716/252
Instrument20250145879
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,929.00 (+2.41%)
2024$2,860.00 (-6.11%)
2023$270,020
2022$3,046.00$135,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile.

Nearby Properties on Terova Dr

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