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2385 Seven Oaks Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2385 Seven Oaks Dr, Saint Cloud, FL 34772

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,550 sqft · built 2018
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on File
Last Sale$207,255 (Jul 2018)
Tax Bill$2,707 (2025)
Deeds & MortgagesJul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN139628

Property Details

APN / Parcel Number

Primary APN139628
Alternative APN
  • 272630005900012240

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,550 sqft Heated Area
Gross Area2,078 sqft
1st Floor Area672 sqft
Upper Floors Area878 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,178 sqft (0.05 acres)
Lot Dimensions85 ft deep x 22 ft wide
Garage TypeFinished
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number139628
Street Address2385 SEVEN OAKS DR
CitySAINT CLOUD
StateFL
Zip34772-7821
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeSR3
Legal DescriptionOAK RIDGE PB 18 PG 127-131 A PORTION OF LOTS 224 AND 225 DESCRIBED AS FOLLOWS: SLY 14.93 FT OF LOT 224 AND NLY 9.07 FT OF LOT
Legal Range30E
Legal Township26S
Legal Section27
Legal SubdivisionOAK RIDGE
Legal Tract59
Legal Block1
Legal Lot Number224-225
Legal Unit120
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1028
Census Tract43207

Owner

2385 Seven Oaks Dr, a townhouse, is owned and occupied by an individual who bought it in July 2018.

Source: Osceola County records, as of December 11, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2385 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7821
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2018 · Amount on File
Deed SaleJul 20, 2018 · Amount on File
Deed Document Number2018111032
Deed Book / Page5370 / 1595
Record UpdatedJun 8, 2026

July 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 20, 2018
Property Address2385 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7821
Document Number0053701595
Book / Page5370 / 1595
Map ReferenceMB18 PG127-131
Instrument DateJul 19, 2018
Instrument2018111032
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,451.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2255 GLADES RD # RD324A, 2255, BOCA RATON, FL 33431-7382

Transferred To (Grantee/Buyer)

NameVerified Name
Address2385 SEVEN OAKS DR, SAINT CLOUD, FL 34772-7821

Mortgage

Document Number2018111033
DateJul 20, 2018
Instrument2018111033
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2385 Seven Oaks Dr was $2,707 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,707.00 Homeowner's exemption$194,166$258,000 Land $40,000 Building $218,000
2023$2,540.00 (+3.84%) Homeowner's exemption$183,199 (+3%)$283,500 (+33.79%) Land $14,900 Building $268,600
2022$2,446.00 Homeowner's exemption$177,864$211,900 Land $14,900 Building $197,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2385 Seven Oaks Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 34 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2385 Seven Oaks Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
CenturyLink
DSL		140 / 20

May also be available: AT&T, Verizon, Xfinity.

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