2385 Rutgers Dr, Costa Mesa, CA 92626 Property Records

Orange County property record for 2385 Rutgers Dr, Costa Mesa, CA 92626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,012 sqft · built 1957
Lot Size	0.169 acres (7,344 sqft)
Owner	2 Individual Names on File
Last Sale	$790,000 (Nov 2016)
Tax Bill	$10,620 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jun 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`141-473-02`

Property Details

APN / Parcel Number

Primary APN	`141-473-02`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,012 sqft Living Area
1st Floor Area	2,012 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	7,344 sqft (0.169 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2385 RUTGERS DR
City	COSTA MESA
State	CA
Zip	92626-6329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 2953 BLK LOT 59
Legal Subdivision	TRACT 2953
Legal Tract	2953
Legal Lot Number	59
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	3
Census Block	3009
Census Tract	63905

Owner

2385 Rutgers Dr is owned and occupied by two individuals who bought it in November 2016.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2385 RUTGERS DR, COSTA MESA, CA 92626-6329
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 17, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 17, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FIN'L CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2016 · Amount on File
Deed Sale	Nov 10, 2016 · Amount on File
Prior Sale	May 16, 2016 · Amount on File
Deed Document Number	2016571072
Prior Transfer Date	Feb 26, 2016
Prior Transfer Doc	0000099104
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2385 RUTGERS DR, COSTA MESA, CA 92626-6329
Transaction Type	Mortgage
Record Updated	Mar 26, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2385 RUTGERS DR, COSTA MESA, CA 92626-6329

Mortgage

Document Number	0000073425
Date	Mar 12, 2026
Instrument	2026000073425

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2385 RUTGERS DR, COSTA MESA, CA 92626-6329
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000209895
Date	Jun 17, 2019
Instrument	2019000209895

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 2, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2385 RUTGERS DR, COSTA MESA, CA 92626-6329
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2385 RUTGERS DR, COSTA MESA, CA 92626-6329

Mortgage

Document Number	0000663421
Date	Nov 17, 2020
Instrument	2020000663421

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 27, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2385 RUTGERS DR, COSTA MESA, CA 92626-6329
Document Number	0000485129
Instrument Date	Sep 5, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2385 RUTGERS DR COSTA MESA CA 926266329, COSTA MESA, CA 92626-6329

Mortgage

Document Number	0000485129
Date	Sep 11, 2020
Instrument	485129

Lender

Name	AMERIFIRST FIN'L CORP
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2385 Rutgers Dr was $10,620 with a homeowner's exemption, up 2.2% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$935,197 (+2%) Land $824,354 Building $110,843
2025	$10,620.00 (+2.16%) Homeowner's exemption	$916,860 Land $808,190 Building $108,670
2024	$10,395.00 (+3.1%)
2023	$10,082.00 (+2.84%) Homeowner's exemption	$881,258 Land $776,807 Building $104,451
2022	$9,804.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2385 Rutgers Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2385 Rutgers Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 917 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cosmo Network Solutions, GeoLinks, T-Mobile.

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