Osceola County property record for 2385 Pine Tree Ter, Kissimmee, FL 34744
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,633 sqft · built 1979 |
| Lot Size | 0.282 acres (12,284 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,315 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 39787 |
| Primary APN | 39787 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,633 sqft Heated Area |
| Gross Area | 2,379 sqft |
| 1st Floor Area | 1,633 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,284 sqft (0.282 acres) |
| Lot Dimensions | 118 ft deep x 104 ft wide |
| Garage Type | Finished |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 240 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 39787 |
|---|---|
| Street Address | 2385 PINE TREE TER |
| City | KISSIMMEE |
| State | FL |
| Zip | 34744-2824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | KRA2 |
| Legal Description | HEATHER OAKS UNIT 5 PB 2 PG 186 LOT 11 |
| Legal Range | 29E |
| Legal Township | 25S |
| Legal Section | 14 |
| Legal Subdivision | HEATHER OAKS UN 2 |
| Legal Tract | 1487 |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Legal Unit | 5P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 42400 |
2385 Pine Tree Ter is owned and occupied by an individual who acquired it in August 2017.
Source: Osceola County records, as of December 11, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2385 PINE TREE TER, KISSIMMEE, FL 34744-2824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2017 |
| Deed Sale | Aug 22, 2017 |
| Prior Sale | Feb 9, 2001 · Amount on File |
| Deed Book / Page | 02110 / 01251 |
| Prior Transfer Date | Sep 13, 2002 |
| Prior Transfer Doc | 0211001251 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 2385 Pine Tree Ter was $8,315 with exemptions applied.
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | Kissimmee City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,315.00 Homeowner's exemption Widower's exemption | $98,916 | $295,400 Land $55,000 Building $240,400 |
| 2023 | $900.00 (+5.51%) Homeowner's exemption | $93,330 (+3%) | $262,300 (+8.97%) Land $55,000 Building $207,300 |
| 2022 | $853.00 Homeowner's exemption | $90,612 | $240,700 Land $50,000 Building $190,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2385 Pine Tree Ter in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 13 (2017–2022) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2385 Pine Tree Ter is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| CenturyLink Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
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