Flathead County property record for 2385 Mountain Shadows Dr, Whitefish, MT 59937
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,202 sqft · built 1995 |
| Lot Size | 2.13 acres (93,088 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $12,112 (2026) |
| Deeds & Mortgages | Dec 2025 Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R877303 |
| Primary APN | R877303 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 2,202 sqft Living Area |
| 1st Floor Area | 2,202 sqft |
| Basement Area | 1,624 sqft |
| Finished Basement | 1,624 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 93,088 sqft (2.13 acres) |
| Garage Type | Mixed |
| Garage Area | 1,081 sqft |
| Parking Spaces | 6 Parking Spaces |
| Deck Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 0000509289 |
|---|---|
| Street Address | 2385 MOUNTAIN SHADOWS DR |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-3302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MOUNTAIN SHADOWS AMD L14, S14, T31 N, R22 W, LOT 14B, ACRES 2.14 |
| Legal Range | 22W |
| Legal Township | 31N |
| Legal Section | 14 |
| Legal Subdivision | MOUNTAIN SHADOWS AMD L14 |
| Legal Lot Number | 14B |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 1 |
| Census Block | 1086 |
| Census Tract | 302 |
2385 Mountain Shadows Dr is owned by a company that acquired it in June 2024.
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 2386 E LAKESHORE DR, WHITEFISH, MT 59937-3333 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 4, 2025 | Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU |
| Oct 19, 2018 | Warranty Deed, Transfer · Conventional Mortgage WHITEFISH CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2024 |
| Deed Sale | Jun 24, 2024 |
| Deed Document Number | 202410377 |
| Prior Transfer Date | Jun 14, 2024 |
| Prior Transfer Doc | 0000010377 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 2385 MOUNTAIN SHADOWS DR, WHITEFISH, MT 59937-3302 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Title Company | FLATHEAD PREMIER TITLE |
| Name | Verified Name |
|---|---|
| Address | 2386 E LAKESHORE DR, WHITEFISH, MT 59937-3333 |
| Document Number | 202500026109 |
|---|---|
| Date | Dec 4, 2025 |
| Instrument | 202500026109 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Oct 19, 2018 |
| Property Address | 2385 MOUNTAIN SHADOWS DR, WHITEFISH, MT 59937-3302 |
| Document Number | 201800025870 |
| Instrument Date | Oct 19, 2018 |
| Instrument | 201800025870 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2423 NORFOLK RD, ORLANDO, FL 32803-1340 |
| Document Number | 201800025871 |
|---|---|
| Date | Oct 19, 2018 |
| Instrument | 201800025871 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 10, 2038 |
The 2026 property tax bill for 2385 Mountain Shadows Dr was $12,112, down 13.1% from the year before.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Whitefish City |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,112.00 (-13.07%) | $2,468,900 (-) | |
| 2025 | $13,933.00 | $2,468,900 | $2,468,900 Land $716,470 Building $1,752,430 |
| 2023 | $12,740.00 | $1,850,300 | $1,850,300 Land $692,972 Building $1,157,328 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2385 Mountain Shadows Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2385 Mountain Shadows Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · lower than 62% of Montana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WHITEFISH serves 10,418 people · EPA ID MT0000357 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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